1. China citizens with full civil capacity who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;
2. Have a stable occupation and income (the monthly salary income must be more than 65,438+0,000 yuan), have good credit, and have the ability to repay the loan principal and interest;
3. The borrower's unit must be an administrative, enterprise or institution recognized by Huaxia and having a good cooperative relationship, and our bank will pay wages on its behalf;
4. Loans cannot be used for stock trading, house purchase, gambling and other behaviors;
5. You need to open Huaxia Card or personal current savings account;
6. Sign an agreement with Huaxia Bank to deduct the loan principal and interest from Huaxia card or current savings account;
7. Other conditions stipulated by Huaxia Bank.
Second, Huaxia Bank personal small short-term credit loan product features:
Huaxia Bank's personal small short-term credit loan has simple procedures, fast lending process and simple procedures. Personal small short-term credit loans are RMB credit loans with a term of less than 1 year and an amount of less than 20,000 yuan, without guarantee.
Three, Huaxia Bank personal small short-term credit loan amount:
The starting point of personal comprehensive consumption loan is 2000 yuan, and the maximum is not more than 6 times of the borrower's monthly salary, and the maximum is not more than 20,000 yuan.
Although it is called a small amount, it is also a loan. All loans, whether from banks or non-bank financial institutions, need to be based on your repayment ability. In other words, those who claim that they can lend you money unconditionally must be liars or pretenders.