1. Transfer of creditor's rights;
Two, entrusted loans, that is, government departments, enterprises, institutions and individuals and other clients to provide funds, lenders and others on behalf of the loan, supervise the use and assist in recycling;
Third, trust loans;
4. Financing methods of other urban construction investment companies.
legal ground
Article 7 of the general rules for loans
Self-operated loans, entrusted loans and special loans:
Self-operated loan refers to a loan independently issued by the lender with funds raised by legal means. The risk is borne by the lender, and the principal and interest are recovered by the lender.
Entrusted loans refer to loans provided by clients such as government departments, enterprises, institutions and individuals, and issued, supervised and recovered by lenders (i.e. trustees) according to the loan object, purpose, term and interest rate determined by clients. The lender (trustee) only charges the handling fee and does not bear the loan risk.
Specific loans refer to loans granted by wholly state-owned commercial banks after they have been approved by the State Council and taken corresponding remedial measures.