The nature of corporate bank accounts is generally basic account;
Settlement accounts are divided into four categories: basic account, general accounts, temporary accounts and special accounts.
Basic account:
Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account;
A depositor can only open a basic deposit account in a bank. Opening basic deposit account is the premise of opening other bank settlement accounts;
According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account.
What is a state-owned bank?
In the past, it was said to be four state-owned commercial banks: China Bank, China Industrial and Commercial Bank, China Agricultural Bank and China Construction Bank.
Now the bank is divided into:
Three policy banks: China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank.
State-owned and state-controlled large commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank and Bank of Communications.
Small and medium-sized commercial banks: including joint-stock commercial banks and city commercial banks.
Among them, CITIC, China Merchants, Xingye, China Everbright and Huaxia are 12 joint-stock commercial banks.
City commercial banks refer to former city cooperatives, such as Shanghai Bank. (Generally, joint-stock commercial banks are listed banks and city commercial banks are unlisted banks, so their assets are not high and their development is regional).
What's the difference between China Bank Group and China Bank?
Bank of China (HK) was formally established on 20011kloc-0/. Is a licensed bank registered in Hongkong, and its ultimate controlling shareholder is Bank of China. Bank of China (Hong Kong) merged the businesses of ten of the twelve banks of the former China Banking Group in Hong Kong, and at the same time held the shares of Nanyang Commercial Bank, chiyu banking corporation limited Limited and Bank of China Credit Card (International) Limited registered in Hong Kong, making them subsidiaries of Bank of China in Hong Kong.
BOC Group was incorporated in 1983, and its members include 14 banks, including China Bank Hong Kong Branch, Jincheng Bank, Guangdong Bank, Yanwu Bank, Bank of Communications, Nanyang Commercial Bank, chiyu banking corporation limited, Baosheng Bank, Overseas Chinese Commercial Bank, Zhejiang Industrial Bank, Central South Bank, Xinhua Bank, Guohua Commercial Bank and China Bank Macau Branch. As well as China Construction Finance (Hong Kong) Co., Ltd. and China Construction Investment (Hong Kong) Co., Ltd., there are now more than 300 head offices, branches and offices, which are the second largest financial groups in Hong Kong, and the total deposits absorbed account for 25% of the total deposits in Hong Kong. China Bank's Hong Kong and Macao Management Office is the leading organization of China Banking Group, responsible for coordinating and managing the business of each member bank, and responsible for the head office of China Bank. 1994 became the third note-issuing bank in Hong Kong in May. Subordinate institutions: Bank of China Group Hong Kong Branch, Bank of China Group Life Insurance Company Limited, Bank of China International Holdings Company Limited and Bank of China International Securities Company Limited.
What is group credit?
Credit granting refers to the behavior that banks directly provide financial support to customers or guarantee customers' credit to third parties in related economic activities.
What does the corporate meeting in the bank mean?
After the joint-stock company meets the listing conditions, it shall apply to the CSRC for issuing new shares. After accepting the application, the Audit Committee will arrange for an audit at the audit meeting. This is called a "corporate meeting".
After the meeting, arrangements will be made to issue new shares and then apply to the Stock Exchange for listing.
What is ICBC's corporate bank card?
1. Corporate bank cards of China Industrial and Commercial Bank are divided into basic account and ordinary accounts. Cash can be withdrawn from basic deposit account, but not from ordinary accounts.
2. The enterprise bank refers to connecting the computer of the enterprise with the bank through a special communication line, and providing various financial services such as remote (such as in the office) inquiry, transfer and financial information inquiry for the enterprise. The enterprise bank has established a safe and fast business operation channel for enterprises, and jointly created a comprehensive enterprise e-banking service with the "ICBC Financial E-Link" enterprise online bank.
3, enterprise customer registration
Step 1: Enter the homepage of Ronge Shopping Enterprise Mall through trade.icbc, click the "Register" button at the top of the webpage or the "Register" button in the grid area of the homepage to jump to the user registration page of the enterprise mall.
Step 2: Fill in the registration information (with *) according to the webpage prompts. You need to use the name of the enterprise that has not been registered in Ronge Shopping Mall, select the certificate type, fill in the certificate number, and click "Submit Registration".
Step 3: Jump to the self-service registration page. Click to get the verification code of mobile phone, and carefully read the member service consultation of China Industrial and Commercial Bank's e-commerce platform. If you agree with the consultation, please click "Agree to the above terms of service and submit for registration".
Step 4: After successful registration, you can browse the products after logging in.
Step 5: This step is optional. You can use the corporate online banking certificate to upgrade to a certified user and make purchases.
What are the financial institutions?
1, divided into four categories according to the status and function of hunger:
First, the central bank. The central bank in China is the People's Bank of China.
The second category is banks. Including policy banks, commercial banks and village banks.
The third category is non-bank financial institutions. It mainly includes state-owned and joint-stock insurance companies, urban credit cooperatives, securities companies (investment banks), finance companies and third-party wealth management companies.
The fourth category is foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China.
2. According to the operating conditions of financial institutions, they can be divided into financial supervision institutions and supervised financial enterprises.
For example, the People's Bank of China, China Banking Regulatory Commission, China Insurance Regulatory Commission and China Securities Regulatory Commission are institutions that exercise financial supervision power on behalf of the state, and all other financial enterprises such as banks, securities companies and insurance companies must accept their supervision and management.
3. According to whether it can accept public deposits, it can be divided into deposit financial institutions and non-deposit financial institutions.
The sources of funds for deposit-taking financial institutions are mainly loans from the public in the form of deposits, such as commercial banks, savings and loan associations, cooperative savings banks and credit cooperatives. Insurance companies, trust financial institutions, policy banks, securities companies, finance companies and other non-deposit financial institutions are not allowed to absorb public savings deposits.
4. According to whether it undertakes the national policy financing task, it can be divided into policy financial institutions and non-policy financial institutions. Policy financial institutions refer to institutions funded by * * * and engaged in financial activities according to * * *' s intentions and plans. Non-policy financial institutions do not undertake national policy financing tasks.
5, according to whether it belongs to the banking system, it can be divided into bank financial institutions and non-bank financial institutions; According to the national nature of capital contribution, it can be divided into domestic financial institutions, foreign financial institutions and joint venture financial institutions; It can also be divided into domestic financial institutions, foreign financial institutions and international financial institutions by country.
What banks are there in China and what are their nature?
1. Central Bank: China People's Bank.
2. Four state-owned commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank.
3. National joint-stock commercial banks: Bank of Communications, Huaxia Bank, China Everbright Bank, China Merchants Bank, China CITIC Bank, Industrial Bank, Minsheng Bank, Shenzhen Development Bank, China Guangfa Bank, Shanghai Pudong Development Bank, China Bohai Bank and hengfeng bank Zheshang Bank.
4. Policy banks: China Agricultural Development Bank, National Export-Import Credit Bank and China Development Bank.
5. City commercial banks: such as listed Bank of Beijing and Bank of Ningbo, and other large and medium-sized city banks such as Bank of Shang Hui, Jinan Commercial Bank and Shijiazhuang Commercial Bank, which were transformed from the original city credit cooperatives.
6. China Postal Savings Bank
7. Some rural credit cooperatives are called rural credit cooperative banks, and there are rural cooperative banks in the vast rural areas, such as Zhejiang Yueqing Rural Cooperative Bank.
8. Some special commercial banks, such as Xiamen Commercial Bank, have special equity structure under special circumstances.
9. There are too many branches of foreign banks in China, such as Citigroup, Standard Chartered, HSBC, Dahua Meilian, Fengye, Montreal, Hang Seng, French Oriental Credit Suisse and so on.
What is the enterprise number of online banking?
Just like our ID card, every enterprise will generate a unique logo when opening corporate online banking in other banks, that is, the corporate online banking customer number, which is usually a string of numbers, such as Bank of China online banking.
I hope I can help you, please choose the best answer to adopt. thank you
What is a group customer of a bank?
According to the definition of CBRC, group customers refer to commercial banking enterprises with the following characteristics.
Industrial legal person
First, directly or indirectly control or be controlled by other enterprises or institutions in equity or business decisions.
Second, * * * is controlled by a third-party enterprise legal person.
The third is to directly or indirectly control major investors, key management personnel or their close relatives (including direct relatives within three generations and collateral relatives within two generations).
Fourth, there are other related relationships, and assets and profits may not be transferred according to the fair price principle. Commercial banks believe that credit management should be treated as group customers.