1. Invited to apply for a credit card: 1. Invitation from the bank: congratulations on the fact that the bank has judged the information such as running water or materials as an excellent account. The calling number is bank fixed line 95588 or 4006695588, and the card handling rate is100%; The second is to be promoted by sales staff: these are normal phone calls from card sales staff, asking you to submit information to apply for a credit card, and they will get a commission when they handle it; Normal will not be an official phone; The pass rate depends on your qualifications, just like the pass rate of your own card; If it is handled by the bank credit card department at home, the pass rate will be higher; 3. Liar: This is an illegal profit from defrauding customer information; Three key concerns;
2. Credit card: Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, and the English name of Credit Card was stipulated. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
It is extremely important to protect your personal information. If you encounter an unknown phone call or text message in your life, you can call 1 10 to ask, and beware of being deceived.