Among them, the list of legal person supervision responsibility units of banking financial institutions shows that there are 52 institutions whose supervision responsibility units belong to China Banking Regulatory Commission. Including China Development Bank, two policy banks, six large state-owned commercial banks and their financial subsidiaries, 12 joint-stock commercial banks and their financial subsidiaries, five national asset management companies (AMC), HSBC Bank (China) and other three foreign-funded corporate banks, five financial asset investment companies, two joint venture financial subsidiaries, CITIC baixin bank, China Trust Guarantee Fund Company, China Trust Registration Company and Jianxin Pension Management Company. The supervision unit of other banking financial institutions as legal persons is the agency of China Banking Regulatory Commission.
1, the list of legal person regulatory responsibility units of insurance institutions shows that there are 1 13 institutions with regulatory responsibility units under the CBRC, including China Export Credit Insurance Corporation, 13 insurance group (holding company), 23 property insurance companies, 7 reinsurance companies, 23 life insurance companies and 9 pension insurance companies.
2. In addition, the List of Corporate Supervisors of Insurance Intermediaries, the List of Corporate Supervisors of Foreign-funded, Hong Kong, Macao and Taiwan Banks and the List of Corporate Supervisors of Foreign-funded Reinsurance Companies show that 262 115 branches of foreign-funded and Hong Kong, Macao and Taiwan banks are all dispatched by the CBRC. The list of supervisory responsibility units of branches of foreign-funded reinsurance companies shows that the supervisory responsibility units of branches of seven foreign-funded reinsurance companies are all in the CBRC.
3. It is understood that in order to clarify the basis of the supervisory responsibilities of dispatched institutions, give full play to the supervisory role of dispatched institutions, and improve the overall efficiency of bank insurance supervision, China Banking Regulatory Commission has formulated the Provisions on the Supervisory Responsibilities of the dispatched institutions of the Bank of China Insurance Regulatory Commission (hereinafter referred to as the Provisions), which has been implemented since 2002 1 to1. The release of the above-mentioned series of lists is to do a good job in the implementation of the Regulations.
4. According to the Regulations, the China Banking Regulatory Commission shall exercise unified supervision and management over the banking and insurance industries nationwide. The China Banking Regulatory Commission may, according to actual needs, determine the institutions directly supervised by the China Banking Regulatory Commission, and publish the units responsible for supervision of banks and insurance institutions as legal persons on the official website. The Banking Regulatory Bureau and the Banking Insurance Regulatory Branch are responsible for the direct supervision of banking insurance institutions within their jurisdiction in accordance with laws, administrative regulations and the provisions of the China Banking Regulatory Commission. The specific list is published by the Banking Insurance Regulatory Bureau and the Banking Insurance Regulatory Branch.
5. China Bank Insurance News learned that several local banking insurance regulatory bureaus have published the list of financial institutions directly supervised by the corresponding banking insurance regulatory bureaus and banking insurance regulatory sub-bureaus. "Local banking insurance regulatory bureaus and branches of banking insurance regulatory bureaus directly supervise local financial institutions, which can better combine on-site inspections with off-site inspections, reflecting the reform of the regulatory thinking of the CBRC, which not only reduces the regulatory pressure of the CBRC, but also improves the regulatory efficiency of local regulatory bureaus." An industry insider told BOC Insurance.
6. In addition, it is clear in the regulations that when the higher-level regulators find that the risk status of the bank insurance institutions supervised by the lower-level regulators has deteriorated sharply and there are major violations of laws and regulations, they should urge the lower-level regulators to strengthen supervision. If the circumstances are serious, the supervision department may be confiscated. At the same time, the higher-level regulatory agency may entrust the lower-level regulatory agency to carry out regulatory acts according to law, and be responsible for supervising the entrusted acts and bearing legal responsibilities for the consequences of the entrusted acts.