The credit status reflects the independent solvency of economic entities.
Extended data:
Credit classification
1, credit certificate
Refers to various documents and vouchers issued by banks or other financial institutions that can prove the assets and credit status of others. No matter in what name or form, the core of such documents is to prove that others have an asset, creditor's rights or what degree of economic strength they have.
2. Credit investigation report
Credit investigation refers to professional institutions' investigation and study on the registration, ownership structure, human resources, operating performance, management level, financial status, industry reputation and past credit status of enterprises, and when necessary, conduct on-the-spot investigation, issue credit reports according to the investigation results and evaluate their credit rating.
3. Credit evaluation
It is a comprehensive evaluation of the ability and trustworthiness of all kinds of enterprises to undertake all kinds of debts, and it is also a comprehensive evaluation of risk of debt.
4. Credit rating products
At present, the credit rating products in the domestic market mainly include credit enterprise credit rating, enterprise group rating, small and medium-sized enterprise rating, guarantee institution rating and corporate bond rating, short-term financing bond rating, convertible bond rating, corporate bond rating, financial institution bond rating, subordinated debt rating and asset-backed securities rating.
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