2. Guarantee compensation rate is the most important indicator to measure the quality of guarantee business, reflecting the proportion of compensation expenditure of guarantee institutions in the amount of guarantee cancellation. The lower the proportion, the higher the success rate of the guarantee business of the guarantee institution. According to the different calculation cycles, the guarantee payout ratio can also be divided into two indicators: cumulative guarantee payout ratio and annual guarantee payout ratio. Guarantee payout ratio = [(payment expenditure in the same period)/(amount of guarantee released in the same period) ]X 100%.
3. Compensation rate of financing guarantee = cumulative compensation amount of financing guarantee this year/cumulative amount of financing guarantee issued this year × 100. +compensation recovery rate, the calculation formula is: compensation recovery rate = cumulative compensation recovery rate this year/(guarantee compensation balance at the beginning of the year+cumulative guarantee compensation amount this year) × 100. Among them, the accumulated recovery this year refers to the guarantee compensation recovered by financing guarantee institutions in the form of cash or other debt-paying assets this year. The compensation recovery rate of financing guarantee is calculated as follows: compensation recovery rate of financing guarantee = cumulative compensation recovery rate of financing guarantee this year/(compensation balance of financing guarantee at the beginning of the year+cumulative compensation amount of financing guarantee this year) × 100. Among them, the cumulative compensatory recovery amount of financing guarantee this year refers to the cumulative compensatory recovery amount of financing guarantee in cash or other debt-paying assets by financing guarantee institutions this year. Then, the calculation formula of guarantee loss rate: guarantee loss rate = accumulated guarantee loss this year/accumulated guarantee amount released this year × 100. Among them, the accumulated guarantee loss this year refers to the net loss of guarantee compensation (that is, the accumulated increase of guarantee loss this year minus the accumulated decrease of guarantee loss this year) that the financing guarantee institution has conclusive evidence (proof of litigation judgment or arbitration and execution, and other evidence sufficient to prove that the loss has been formed). The calculation formula of financing guarantee loss rate is: financing guarantee loss rate = accumulated financing guarantee loss this year/accumulated financing guarantee loss this year.