Official website query of Harbin Bank shows that Harbin Bank is a joint-stock commercial bank with legal personality, not a state-owned enterprise, but a city commercial bank. Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin, Heilongjiang Province. Joint-stock commercial bank is a type of commercial bank, which has become an indispensable part of the development of banking industry and even the national economy.
Harbin Bank was established in February, 1997, and its headquarters is in Harbin. At present, it has established 17 branches in Tianjin, Chongqing, Dalian, Shenyang, Chengdu and Harbin, initiated the establishment of 32 village banks in Beijing, Guangdong, Jiangsu, Jilin, Heilongjiang and other 14 provinces and municipalities directly under the central government, and initiated the establishment of the first financial leasing company in Northeast China-Harbin Financial Leasing Co., Ltd. and the first consumer finance company in Heilongjiang Province.