Zhou, a native of Shaoyang City, Hunan Province, Ph.D., postdoctoral fellow of Peking University University of Economics; He is currently the vice president, rating director and evaluation committee director of Pengyuan Credit Rating Co., Ltd.; He is also a member of the Securities Credit Rating Committee of China Securities Industry Association, a member of the Credit Rating Committee of China Interbank Market Dealers Association, an independent director of Shenzhen Tiandi (Group) Co., Ltd., an expert representative of China Securities Index Co., Ltd., and a member of the Special Audit Committee on Corporate Governance of Shanghai Stock Exchange; Participated in drafting the Twelfth Five-Year Plan for the Construction of Social Credit System, and formulated national financial industry standards such as Data Element of Credit Rating Default Rate, Collection Format of Credit Rating Default Rate, Collection Format of Enterprise Credit Information, Collection Format of Personal Credit Information, and Compilation Process of Enterprise Credit Information Data Element and Collection Format of China People's Bank. Presided over or participated in more than 30,000 bond rating, borrowing enterprise rating and corporate governance rating projects; He has presided over and participated in major projects of China People's Bank, China Development Bank, China Securities Association, Shenzhen Stock Exchange, China Association of Interbank Market Dealers and China Life Insurance Co., Ltd.; Zeng Guokong