It is understood that the handling process of non-stop car mortgage is mainly divided into the following eight steps:
1. The borrower consults the lending institution (bank or loan company) about the loan business and proposes it.
2. The borrower prepares the lending institution required by the lending institution;
3. The lending institution evaluates the mortgaged vehicle;
4. Loan machine
5. After approval, notify the borrower to sign a loan contract;
6. Handling cars;
7. Lending institutions mortgage vehicles
8. When the loan is issued, the borrower repays the loan as agreed.
Usually provide ID card, vehicle registration certificate, insurance policy, spare key,
Second, how to borrow a car mortgage?
The lending institution receives the information provided by the applicant; Conduct home visits, investigate and evaluate the value of the applicant's vehicle; The lending institution initially reserves the loan amount; Handling entrustment notarization and loan notarization; The lending institution accepts the relevant documents of the applicant; Go through the mortgage registration formalities, and the mortgage institution lends money. Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.
Third, how to seek help from auto mortgage?
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