2. The funds come from and are used by the group company, so it is highly dependent on the group company. There are two main sources of funds for finance companies: one is the capital invested by the group company and its members, and the other is the deposits of the member companies of the group company in the finance company. The funds of finance companies are mainly used to provide financial support for group member enterprises, and a small amount is used for securities investment unrelated to the leading industries of the group. Because the source and application of funds of financial companies are limited to group companies, financial companies are highly dependent on group companies, and their development is related to the development of their group companies.
3. Accept the dual supervision of enterprise groups and the People's Bank of China. A finance company is a financial institution in an enterprise group, and its shareholders are mostly members of the group company, so its business activities are bound to be supervised by the group company. At the same time, financial companies are engaged in financial business, and their business activities must be supervised by the Banking Regulatory Bureau.
4. Adhere to the business policy of combining service with benefit and giving priority to service. As an independent enterprise legal person, financial companies have their own economic interests. However, since the finance company is the internal organization of the enterprise group, most of the member companies of the group company are shareholders of the finance company. In general, the finance company should handle the relationship between service and benefit in its operation, and strive to maximize the profits of the finance company on the premise of providing good financial services for the member companies of the group company.