1. Is China Merchants Bank a state-owned enterprise?
1. From the perspective of the shareholding structure of China Merchants Bank,
Its largest single shareholder is China Merchants Steamship Co., Ltd., with a shareholding ratio of 65,438+03.04%. In addition, Shenzhen Yanqing Investment Development Co., Ltd. holds 4.99% and Shenzhen Chu Yuan Investment Development Co., Ltd. holds 3.74%. Both investment companies are directly or indirectly controlled by China Merchants Bank 65,438+000%, that is to say, China Merchants Bank actually owns the equity of China Merchants Bank 265,438+0.77.
2. The state-owned enterprise China COSCO holds 6.24% and China Securities Finance holds 2.99%, which is equivalent to the total share capital of state-owned institutions reaching 3 1%. Although this equity ratio is less than 50%, from the perspective of equity structure, state-owned institutions do not have absolute controlling rights.
3. At present, the largest single shareholder of China Merchants Bank is China Merchants Group, so China Merchants Group actually has actual control. Strictly speaking, it is a mixed ownership enterprise.
I. China Merchants Bank
1, China Merchants Bank 1987 was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly controlled by an enterprise as a legal person in China, the fifth largest bank in China and one of the "Eight Guarantees" of financial stocks in China and Hongkong. It is a joint-stock enterprise.
(1) Joint-stock commercial banks are a type of commercial banks.
There are 12 national joint-stock commercial banks in China: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, hengfeng bank and Bohai Bank.
2. Main products and services of China Merchants Bank
(1) Debit card
Divided into one card and golden sunflower card, it has the functions of fixed demand, multi-storage, multi-currency and multi-function.
(2) Credit card
Credit cards in the form of chips and magnetic stripes have all the functions of credit cards, such as overdraft and integral.
(3) sunflower financial management
A comprehensive financial service system for personal high-end customers, covering liabilities, assets, intermediary business and financial consultants.
3. China Merchants Bank's profit in 2020
In 2020, China Merchants Bank achieved revenue of 290.508 billion yuan, a year-on-year increase of 7.7 1%, and a net profit of 97.342 billion yuan, both of which ranked in the top five in China. China Merchants Bank can be said to be the largest among 12 joint-stock banks in China, and its profit is second only to the four state-owned commercial banks.
Two, the four basis for the identification of state-owned enterprises
1, a wholly state-owned enterprise.
That is, an enterprise solely funded by the government, institutions or wholly state-owned enterprises, and an institution owns 0/00% of the shares of the enterprise.
2. Wholly state-owned enterprises.
There are many shareholders in such enterprises, but these shareholders are all governments, institutions or other state-owned units, and the total share capital of these state-owned units reaches 100%.
3. State-owned holding enterprises.
There are many types of shareholders in such enterprises, including state-owned shareholders, private shareholders and possibly foreign shareholders. The most common is the shareholder structure of listed companies, but among many shareholders, the shares of state-owned institutions (including governments, institutions or state-owned enterprises) add up to more than 50%.
4. Actual control of state-owned enterprises.
For this kind of enterprise, its shareholder structure is very complicated, and the proportion of state-owned institutions is less than 50%, but state-owned institutions have control over this enterprise. For example, state-owned institutions are the largest shareholders, or they are given control through articles of association.