Does WeChat Lala have a credit report?

Credit report. As a short-term loan product, WeChat Lala Loan should evaluate the borrower's credit status to determine its repayment ability and credit risk, and credit record is one of the important bases for evaluating personal credit status, including personal basic information, credit card usage, loan record, overdue situation and so on. Credit records are also an important basis for banks, credit card companies, housing rental companies and other financial institutions and service providers to evaluate personal credit status. Maintaining a good credit record is very important for personal financial life and credit status.