Legal analysis: the conditions for starting a finance company mainly include: 1, the company is in good financial condition, the total operating income of the members who have not been consolidated in accordance with the regulations for two consecutive years before application is not less than 4 billion yuan, and the total pre-tax profit is not less than 200 million yuan, and they have certain experience in internal financial management and fund management of enterprise groups; 2. The company's credit status is good, and there are no illegal acts and bad credit records; 3. There shall be at least full-time personnel with accounting qualification certificates, and the personnel in charge of bookkeeping business shall be qualified for professional and technical positions above accountant; 4. Have a fixed office space, etc.
Legal basis: operating rules for applying for the establishment of enterprise group finance company.
Article 3 These Measures are used to regulate the market access behavior of financial companies in the preparation and opening stages. The market access for foreign-invested companies to set up financial companies (foreign capital accounts for more than 25%) shall be implemented with reference to these regulations.
Article 4 The establishment of a financial company in China shall be reported to the China Banking Regulatory Commission (hereinafter referred to as the CBRC) for approval.