Summarized some banks with easy loans, but it still depends on their own qualifications.
Bank of Communications
Enjoy loan and angel loan of Bank of Communications are two kinds of loans that are easy to apply for. As long as your credit information is good and you are a high-quality customer of Bank of Communications, this high-quality customer means that you have a credit card, a deposit and frequent and active business dealings with Bank of Communications, then it will be easier for you to apply for a loan and an angel loan.
Ping An Bank
Ping An Bank's new loan is relatively easy to apply for and the threshold is relatively low. As long as the borrower's monthly income exceeds 4,000 yuan and the borrower has worked in his own work unit for more than 6 months (including 6 months), he can apply for a new loan. The loan amount of this new loan ranges from 65,438+00,000 yuan to 500,000 yuan, and the loan period can also be freely chosen by the borrower. In fact, there are 12 months, 24 months, and the longest time is 48 months, and the release speed is relatively fast.
Shanghai Pudong Development Bank
Shanghai Pudong Development Bank launched a personal online consumer loan product. This product is Puyin Integral Loan. The fastest lending speed of this Puyin Integral Loan is within 5 minutes, and the maximum lending amount can reach 300,000 yuan. As for the application method of this Shanghai Pudong Development Bank, borrowers can apply directly through online banking, WeChat banking, mobile banking and other channels.
China Merchants Bank
E-loan of China Merchants Bank is relatively easy to apply for. This is a credit card loan. E, the loan interest rate is relatively low and the loan speed is also very fast. No information, no mortgage, just online application, and the application can be completed within 30 seconds at the earliest. The repayment time you choose is at least 3 months and the longest is 24 months.
Guangdong Development Bank
The e-second loan of Guangfa Bank is an Internet loan product. The amount of credit loan it can provide is 50 million to 300,000 yuan, which is repaid with the loan and bears interest on a daily basis.
What loan is the easiest to get?
It is recommended to choose formal channels to handle loans, such as bank channels and formal online lending platforms. There are many loans that are easy to borrow, such as money, ant loans, small loans, JD.COM gold bars, etc., but it depends on the borrower's qualifications and credit information.
Have money to spend
Baidu credit service brand can meet the capital demand of daily consumption turnover. Pure online application, no mortgage, simple application materials, the fastest 30 seconds for approval, the fastest three minutes for lending, and the highest 200,000. A number of product lines have been laid out, including "Money Spend-All Easy Loan", "Money Spend-Enjoy Loan" and "Money Spend-Short Term Loan". The scene has covered daily consumption, medical beauty, education, renting, mortgage and so on. , and can be accurately matched according to the user's loan demand, providing users with reliable credit services.
Ant, please.
Ant borrowing is a loan service launched by Alipay. At present, the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
petty loan
"Micro-loan" is a pure online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat wallet of WeChat, and can get a loan amount of up to 300,000 yuan.
JD.COM gold bars
JD.COM Gold Bar is a cash lending service tailored for users with good credit. JD.COM gold bar is a credit loan product. Whether it can be opened depends on the comprehensive evaluation of the system. At present, active application for opening is not supported. If the page shows "Can't provide service for you" after clicking on the gold bar entrance, it means that the gold bar cannot be opened for the time being.
What online loan is better to apply for?
The following platforms of online lending platform borrow money well:
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.
3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
Which loan software is easy to pass?
Software is easy to pass:
1. loan: as long as there is an application entrance and quota, it is basically acceptable after applying for a loan;
2.360 IOUs: pure credit loan products, as long as personal credit is good, the application pass rate is relatively high;
3. Zhilian good loan: Zhilian consumer finance credit loan products, sesame scores above 600 points can be applied;
4. Spend enough: As long as the personal credit information is good, the credit loan products of Haier Consumer Finance can basically apply for a quota of several thousand yuan.
4. willful loans. Suning Finance has discretionary payments and discretionary loans, among which discretionary loans are pure credit and can be applied directly online, with a maximum amount of 50,000 yuan, which can well meet the personal consumption needs of borrowers such as shopping, tourism and education. Online certification personal information, good credit can be a loan, the system automatically approves the loan, and you can get the money on the same day, which is suitable for urgent needs.
Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.
What good loan platform do you recommend?
A simple and reliable loan platform, and the loan platforms that are easier to pass are:
(1) Zhaolian Good Term Loan: For the credit products under Zhaolian Finance, it is best to apply online and review online, as long as the users have good credit and certain repayment ability.
(2) Ease Flower: The application threshold for Ease Flower is not high, and it is relatively easy to pass as long as it meets the basic loan conditions.
(3) Borrowing: As long as there is an application entrance and quota, borrowing can basically guarantee the success of the next payment.
(4) Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate.
(5)360 IOUs: pure credit loan products can be applied if their age meets the requirements and their credit information meets the requirements.
Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.
After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.
First, the conditions that should be paid attention to in bank loans are:
(1) The applicant is at least 18 years old and has full capacity for civil conduct;
(2) The applicant has good credit;
(3) The applicant has a valid marriage certificate, divorce certificate and single certificate;
(4) Having a legal and valid household registration certificate or a valid residence certificate;
(5) Have a good willingness to repay, and have the ability to repay the loan principal and interest in full and on time.
Second, the loan risk.
(1) The agreed interest is seriously inconsistent with the actual interest. Because you signed the contract before the loan, but after the loan, you found that the actual interest was much higher than the agreed interest.
(2) The company that handled the mortgage loan closed down, the deposit and the real estate license could not be recovered, and the mortgage registration could not be revoked, which made it impossible to buy or sell real estate and make loans.
(3) The agreed interest rate is very low, but there are many other expenses (such as deposits and handling fees).
(4) Find a private person to handle the loan, and the money has been paid off after the maturity, and the lender does not cooperate with the cancellation of mortgage registration, or requires additional fees.
(5) Many "dirty" companies want your house, not profit.
Third, because of the so-called low risk and high profit, many private mortgage loans are now handled by many lending institutions. If there are more institutions, the market will be chaotic, and various problems will emerge one after another, and there will be many routines. Is private loans really not suitable for loans? No, after all, not everyone who needs funds can borrow money from the bank. Private loan companies have solved the problem that many enterprises and individuals urgently need money.
What loan platform is easy to pass?
Which loan platform is better? The application of these 10 platforms is fast and convenient.
When we apply for a loan, we are most concerned about whether the loan platform is formal and whether the loan is good or not. So which loan platform is better? Next, I would like to introduce a fast, convenient and good 10 loan platform for applying for loans.
I. 360 IOUs
360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.
Second, Mei Tian loan.
Mei Tian Loan is an Internet platform, and the requirements for customers' credit information are not high during the audit. The maximum approved loan amount of Mei Tian Loan is 50,000 yuan, with 30 days interest-free, the fastest loan 1 minute, and flexible installment. Mei Tian loan repayment period is short, suitable for short-term use.
Third, excellent speed integration.
U-Speed Finance is a formal Internet small loan platform, which provides loan services to China citizens aged 22 to 60. Credit users can add sesame credit score, social security list of provident fund, life insurance policy and other supporting materials, or mortgage their own house or car to apply for a loan. After the loan application is approved, you can get 200,000 to 200,000 loan funds, with a minimum daily interest of 0.02% and a repayment period of 6 to 36 months.
I have used several products in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Share it with those in need and scan the QR code below to enter!
Fourth, the degree is small and complete.
Du Xiaoman is a formal financial company, backed by Baidu. Its personal consumer credit products include easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and interest rate according to the user's qualifications. It has the characteristics of fast arrival, flexible loan, early repayment and installment repayment.
Fifth, stage music.
Staging music is a consumption staging platform under Lexin. Submit the material application online, and the system will automatically approve the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.
6. An Xinhua
An Xinhua is a loan platform independently operated by Chengdu Yunhe Network Technology Co., Ltd., and it is a formal online loan platform. After online application, users can get approval quickly, with the maximum loan amount of 200,000 yuan and the annual interest rate of 7.2%. The interest rate is low, and it can be repaid in installments for up to 36 months.
Seven, convenient payment
E-Pay is a scientific and intelligent credit loan platform. Users aged 24 to 49 can apply by submitting their ID cards and bank cards online. The maximum loan they can apply for is 200,000 yuan, and the comprehensive annual interest rate is between 6% and 24%. Once approved, the loan will be arranged and the amount can be recycled. It can be repaid in 36 installments at the longest.
Eight, banyan loans
When filling in the application materials, Banyan Tree Loan only needs my ID card information and telephone number, and will not inquire about the personal credit information of the lender. After the loan application is approved, the annualized interest rate is the lowest 12% and the maximum loan amount is 200,000. You can apply for multiple products by filling in the information at one time.
Nine, easy to borrow by stages
Good loan installment is an online credit loan product launched by Dalian Zhongshan Deyunsheng Co., Ltd., which is aimed at users aged 22 to 45. The review time is 3 minutes, and the loan is released within 10 minute. The loan amount is between 50 million and 200 thousand, the loan interest rate is between 7.2% and 24%, and the loan period is between 3 and 36 months.
X. Zhaolian Finance
Zhaolian Finance is an Internet consumer finance company established by China Merchants Bank and China Unicom. The main online loan products are Zhaolian Good Loan. Users aged 23-60 can borrow money at any time 24 hours a day and receive it in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.
The above is the answer to "which loan platform is better for the next repayment", hoping to help you apply for a loan successfully.