Is the loan guaranteed by the guarantee company credible?

1. The loan guaranteed by the guarantee company is credible. A legally established guarantee company can provide guarantee for financing loans, and when the borrower fails to repay the loan at maturity, it shall bear the guarantee responsibility for paying the loan principal and interest to the lender. It can be seen that the loan guaranteed by the guarantee company is more secure to recover the principal and interest. According to Article 2 of the Interim Measures for the Administration of Financing Guarantee Companies, the term financing guarantee as mentioned in these Measures refers to the act that the guarantor and the creditors such as banking financial institutions agree that the guarantor shall bear the guarantee liability agreed in the contract according to law when the guarantor fails to perform the financing debts owed to the creditors.

Second, first look at what the local guarantee companies are in charge of (different provinces), and try to find the competent department for telephone consultation or the list of guarantee companies published by official website. You can find it in Fujian. I hope I can help you.

Generally, it is necessary to provide bank account information, a copy of ID card and other materials. Please remember the main points and keep the original ID card, bank card and other materials. Don't reveal the password on any occasion, and mark it as * * * * on the copy to prevent future risks. This should always be kept in mind.

1. Everyone can go to the industrial and commercial bureau to register and set up a company, but the industrial and commercial bureau is not responsible for the behavior of the enterprise. In other words, having a business license does not mean that the business of this enterprise is legal, let alone reliable. 2. Secured loan is a new industry that rose in 2009, and it has been relatively mature so far. A secured loan means that you go to the bank for a loan yourself, and the bank tells you that you don't meet the requirements and wants you to provide a guarantee. At this time, the guarantee company will guarantee the loan to the bank for you. So, you don't need to doubt the authenticity of this industry. 3. Does the loan fund come from the bank? A formal guarantee company, the funds are all from the bank. The procedure is that you sign a loan contract with the bank, then the guarantee company signs a guarantee contract with the bank, and the guarantee company signs a counter-guarantee contract with you. At present, many loan companies claim that they are unsecured and unsecured. They usually ask you to provide information and let you pay the deposit and interest before lending. This kind of company is a liar. Don't trust it.