Will Jinzhou Bank lose its deposit for nothing?

No, if Jinzhou Bank goes bankrupt, according to China's Commercial Bank Law and Deposit Insurance Clause, depositors who deposit less than 500,000 yuan can get full compensation. This means that if your deposit in Jinzhou Bank is demand deposit, time deposit or large deposit certificate, and the deposit amount is less than 500,000 yuan, your principal and reasonable interest will be compensated. If the deposit amount exceeds 500,000 yuan, the excess part will not be fully compensated, and compensation needs to be made according to the results of the bank's asset liquidation. It should be noted that only deposits within 500,000 yuan are protected by law, and wealth management products, such as wealth management and structured deposits, are not included, because these products are non-guaranteed floating income at your own risk.