Which is better to buy life insurance, Tianan Insurance Company or Ping An Insurance Company?

Both Tianan Insurance Company and Ping An Insurance Company are very good, not only with strong financial strength, but also with excellent claims timeliness. However, when choosing the products of these two insurance companies, we must first choose products according to our own protection needs to avoid blind insurance!

If you have any insurance knowledge you want to know, you can read this article by Senior Sister:

Super full! Everything you want to know about insurance is here.

Then, senior students take Tianan Life Insurance and China Ping An Life Insurance Company of China as examples to introduce the strength of these two insurance companies!

1. Company background

Tianan Life Insurance Co., Ltd. was established in June 2000 +065438+ 10, with its headquarters in Beijing. It always adheres to the principle of "customer first" and is committed to providing customers with quality insurance services.

By the end of 20021,the registered capital of Tianan Life Insurance was 654.38+0.45 billion yuan, the scale premium exceeded 65 billion yuan, and the original insurance premium exceeded 565.438+0.6 billion yuan, entering a benign and sustainable development period.

China Insurance Co., Ltd. China Ping An Life Insurance Company of China Insurance Company was established in 2002, and is an important member of China Ping An Insurance (Group) Co., Ltd. By the end of 20021,there were 35 branches and 7 telemarketing centers in China, and there were more than 3,250 business outlets and service networks in China, providing customers with life insurance products and services.

Several standards on how to judge whether an insurance company is reliable have been compiled by Senior Sister in an article:

What should we look at when we look at insurance companies?

2. Solvency

According to the provisions of the China Banking Regulatory Commission on the solvency of insurance companies, a company with a core solvency adequacy ratio of ≥50%, a comprehensive solvency adequacy ratio of ≥ 100% and a comprehensive risk rating of ≥ B is a company with solvency standards as long as the above three requirements are met.

According to the latest data released by China Ping An Life Insurance Company of China and Tianan Life Insurance, the core solvency adequacy ratio, comprehensive solvency adequacy ratio and comprehensive risk rating of these two companies have reached the passing line stipulated by the China Banking Regulatory Commission, and they are trustworthy companies.

But what if the corresponding insurance company goes bankrupt after insuring the product? Senior told everyone:

The insurance company went bankrupt. What about the insurance I bought?

Hope to adopt

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