Why is the mortgage contract of Heng Chang Zhong Ding Financial Leasing Co., Ltd. a lease contract?

The mortgage contract of Heng Chang Zhong Ding Financial Leasing Co., Ltd. is a lease contract because of the company's convention. In fact, financial leasing allows customers to purchase by rent and pay by installments, but after payment, customers often need to pay another fee before they can officially transfer their ownership, or they can only return the car. If the customer handles the financial leasing business without knowing it, and does not approve the business, he can make a complaint and claim his rights. The mortgage still has to go to a regular bank.