It mainly depends on how your company operates. Now many companies can borrow money, of course, in the form of material mortgage, such as various metals, coal, large equipment, or land. If it is only a trading company, it is impossible. Of course, you can get a personal loan in the name of a legal person.
2. What documents do buyers need to provide to buy a house in the name of the company? Can they get a loan?
To buy a house in the name of the company, you need to provide the certification documents of the company's main body and the entrustment procedures of the company's entrusted personnel to handle the house purchase. Others are not much different from individual purchases in essence; Yes, it is a commercial loan, as long as you are the legal representative.
3. Can I apply for a shop loan in the name of an enterprise company? What is the specific process? What information need to be provided!
It mainly depends on how your company operates.
Now many companies can borrow money, of course, in the form of material mortgage, such as various metals, coal, large equipment, or land.
Division is unlikely.
Of course, you can get a personal loan in the name of a legal person.
4. What are the conditions and procedures for lending in the name of the company?
Different banks have different conditions and requirements for corporate loans. The following are the loan application conditions for small and micro enterprises of Ping An Bank for your reference:
1, has full capacity for civil conduct, has no bad credit record for himself and his family, and has no overdue loan in the current period;
2. Should have permanent residence or valid residence status within the jurisdiction allowed by the bank, and have a fixed residence in the local area;
3. The family net assets are not less than 500,000 yuan (family net assets include family financial net assets and family net assets in kind (movable and immovable property));
4. The enterprise has actually operated for more than 2 years (including 2 years), and its operation is stable; Need to have at least 3 years of industry experience;
5, the enterprise approved by the administrative department for Industry and commerce registration, and go through the annual inspection procedures; It has a fixed domicile and business premises, operates legally, and its production and operation conform to national laws and regulations, industrial policies and environmental protection.
Requirements, the current loan is not overdue;
6. Other conditions stipulated by the bank.
For details, please contact the small micro account manager of the local Ping An Bank outlet for consultation.
Reply time: 202 1-03- 16. Please refer to the latest business changes announced by Ping An Bank in official website.
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