Corporate account flow is a list of deposit and withdrawal transactions with banks in corporate accounts of bank customers "corporate customers" (opening basic corporate accounts).
Supplement: the main performance of bank flow input; Input performance is the lender, and output performance is the borrower, which mainly includes card deposit, existing, transfer-in, salary, renewal fee, online banking transfer, payment and service fee.
Bank running bill is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time.
For banks, to meet the requirements of bank lending, the first thing is to have a fixed and stable income daily account every month. At the same time, it is necessary to review the average daily balance in the running water of the bank account, and exclude a person's normal expenses according to the amount of deposits and the flow of monthly income to see if he can freely control the remaining funds and easily repay the loan. Therefore, if funds are tight or there is no stable income shortage, bank lending will not meet the requirements. Banks will not pass the loan review. On the other hand, if the income is stable and the balance is sufficient, it will be easy to pass the audit. In short, if they have the ability to repay, it will be easier to pass.