When exploring the implementation of this win-win loan model, we should absorb them as shareholders of local "leading" enterprises in agricultural industrialization. For example, Jilin Yufeng Rice Group, a national "leading enterprise" with 300 million assets, is the major shareholder of this bank. This year, Yufeng Rice Industry Group Company established the "Good Rain" project company in Wushu Town, Zhenlai County, and contracted nearly 2,000 hectares of paddy fields locally. They subcontracted these lands to more than 200 farmers to build planting and production bases. The rural bank issued a loan of 7.84 million yuan for the contracted farmers of the project. It is understood that agriculture-related loans are called high-risk areas in the banking industry, so the new rural bank has determined the following operating principles: adhering to low interest rates, high thresholds and small-scale wholesale. This large-scale support for the implementation of agricultural industrialization, "four in one" will show its advantages. Zhang Xianrong, president of the bank, said that the deposit of Yufeng Rice Group Company owned by the project bank reached 2.95 million yuan. Among them, the shareholder's share capital is 6,543,800 yuan, the project deposit is 850,000 yuan, and Yufeng Rice Industry Group Company has also invested 1 1 10,000 yuan in personal accident insurance for participating farmers. The above-mentioned nearly 3 million deposits ensure the low-risk operation of bank credit funds; Yufeng Rice Industry Group Company, as the guarantor, is responsible for the loan funds to purchase the means of production. They promised to provide farmers with seeds, fertilizers and pesticides that meet the company's green food production requirements at prices below the market price. After autumn, farmers' rice will be recovered at the reserve price to repay the loan; As the main planting body of the project, farmers don't have to run their own funds, materials and technology are managed, and products are not sold, so they can easily become production workers at the front end of the industry; In the industrial chain created by innovative loan model, the local government has done a lot of coordination services. The county provides macro guidance, and will consistently standardize industrial operation, supervise the company's pre-,mid-and post-natal services, and urge this advantageous industry with favorable local conditions to become bigger and stronger. Such as the implementation of the project plot, the start of the new district project and the connection of production. , are under the supervision of the main leaders of the county construction and implementation. The project construction headquarters of Yufeng Rice Industry Group Company is even located in the leadership office of Wukeshu Town.