The insurance agent must be present.

Why are you not on duty? In insurance companies, attendance determines activity rate. The company needs indicators, and the task is completed. Whether it's normal sick leave or official reasons. If you don't attend for no reason, I think you should deduct attendance. Now that the department is operating independently, it will receive funds to complete the indicators. There are many factors that influence absenteeism. Generally deducted attendance is still used for departmental expenses.

If everyone is away, how can the insurance company control it? Isn't that a direct selling company?

Fiona Fang cannot live without rules. If you can think of yourself as a leader, how do you manage people who don't work? Are those who often attend work balanced?

In my five or six years of peace, I have never been detained for attendance, so it is no problem to ask for leave. I just did what I had to do, go to work, work.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.