Banks that provide loans to SMEs include Mo Long, China Construction Bank and Agricultural Bank. Recommend a formal Morlon loan. Moerlong does not mortgage the house loan, and the loan can be extended as soon as 1 day, and the apartment shop can also apply.
Eligibility to apply for corporate loans:
1. conforms to the national industry and industrial policies and does not belong to small enterprises with high pollution and high energy consumption.
2. The enterprise has a good reputation in various commercial banks and has no bad credit record.
3. Having a business license approved and registered by the administrative department for industry and commerce and passed the annual inspection, holding a loan card issued by the People's Bank of China and passing the normal annual inspection.
4. It has the necessary organizational structure, management system and financial management system, has a fixed foundation and business premises, operates legally, and the products have market and benefits.
5. Have the ability to perform contracts and repay debts, have a good willingness to repay, have no bad credit record, and credit asset risks are classified as normal or non-financial factors.
6. The operator or actual controller has more than 3 years of working experience, good quality and no bad personal credit record.
For more information about the loan, please consult Moore Long. Moerlong has the most professional internet finance platform in China, covering 37 1 city in China, with more than 2 million registered users, and providing tens of billions of yuan in loan services to various customers every year. 20 15 Softbank China capital becomes Morlon shareholder. Softbank China Capital is a leading venture capital institution in China, and has successfully invested in a series of outstanding enterprises such as Alibaba, Taobao, Focus Media and IWC. 20 16, Morlong brand upgrade, financial technology projects launched at the same time. Up to now, a complete technical system for loan assistance business and an intelligent risk control system for big data have been formed, and professionalism is worth choosing.
Which banks are doing SME loan business, and which bank is doing better? Lending money faster?
Banks that lend to SMEs include Mo Long, Agricultural Bank and China Construction Bank. Mo Long is recommended as a loan with good performance and quick loan. 1 day unsecured loans can be released as soon as possible, and apartments and stores can also apply for loans within 2 hours at the earliest, which is worth choosing.
How to judge the loan business of a bank;
If you choose a commercial loan, you should first look at which bank has the preferential interest rate, the maximum loan amount and repayment period of the bank, and then see if you have the loan conditions of the bank, but you need to meet all the requirements stipulated by the loan bank. If you choose provident fund loans, you can't choose your own banks, because all banks are designated and the interest rates of provident fund loans are basically the same. As for the amount of provident fund, it depends on the proportion of lenders paying provident fund, the payment period and so on. If the deposit amount is high, the maximum loan can be 500 thousand. Different loans, loan conditions are different, and the loan interest rate and term are also different. We can't simply think which bank's mortgage is cost-effective, or which bank's mortgage is good.
For more information about the loan, please consult Moore Long. 20 15 Up to now, Molong has paid 206 million yuan in taxes and served 2 million customers according to law, cooperated with 1000 licensed financial institutions and banks, pioneered 0 sets of standardized fees in the industry, and provided 200 differentiated loan products to meet all kinds of qualified customers, covering 37 1 city, with a loan success rate of 90%.
Which company should I choose to borrow money from the bank?
Which bank is good for corporate loans?
I. Postal Savings Bank-Tax Credit
Maximum amount: 3 million
Credit term: 1 year (the credit line is valid for 2 years).
Credit conditions:
1. The enterprise has been operating normally for more than 3 years and has a tax payment record of more than 2 years.
2. Small and medium-sized enterprises with 2.AB tax level.
Two. Ping An Bank-Tax Loan
Maximum amount: 3 million
Repayment method: the daily interest is 0.03%.
Credit conditions:
1, legal persons or shareholders (20%) can apply.
2. The business license is more than 3 years, and the tax level of the merchants who issue VAT invoices is ABC.
Third, Xiamen Bank-Tax E Loan
Maximum amount: 3 million
Credit conditions:
Small and micro enterprises guaranteed by joint liability of legal person and actual controller.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!