The functions of these two accounts are:
Basic deposit account refers to the bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. This account is the depositor's main account, and the depositor's daily business activities and cash withdrawal such as wages and bonuses must be handled through this account. If the depositor is a unit, only one basic deposit account can be opened according to the regulations.
The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal. There is no limit to the number of accounts opened. General deposit accounts can only be paid after 3 working days from the date of formal account opening, except for general deposit accounts opened due to loan extension. ?