What is a credit treasure?
The abbreviation of Credit Treasure Website is a peer-to-peer lending or loan platform for borrowers to directly connect with financial institutions or investors, and it is a product of Hang Seng Dacheng Investment Management (Beijing) Co., Ltd. ... \x0d\ origin of Credit Treasure \ x0d \ x0d \ 2005, P2P (person-to-person) online credit service platform first appeared in Britain. Because this model makes both borrowers and borrowers mutually beneficial and win-win, coupled with its efficient and convenient operation mode and personalized interest rate pricing mechanism, it has been widely recognized and concerned after its launch, and it has been quickly replicated in other countries. \x0d\20 1 1 year, Hang Seng Dacheng Investment Management (Beijing) Co., Ltd. established the Credit Information Bao, which marked the emergence of a new model in the private lending market. Different from other peer-to-peer lending, the service concept of "the first domestic secured mutual loan service platform" put forward by Credit Bao is presented to borrowers and investors with a brand-new P2P credit loan model. \x0d\ In addition, in order to solve the loan problem of small and medium-sized enterprises, Xinyongbao integrates the existing financial institutions in the financial market, such as banks (including domestic and foreign capital), pawn companies, micro-loan companies, fund companies, investment companies, guarantee companies and so on. And screen out the high-quality loan products of various institutions to form an online loan supermarket. Lenders only need to log in to Credit Bao to submit a loan application, and Credit Bao can make an effective loan plan according to the specific situation of the lender. The establishment of Credit Bao solved all the loan problems by choosing the right loan channel from formal financial institutions to private capital (the fastest) and the right loan product (the lowest interest), which filled the gap in this field in China. \x0d\x0d\ main column \ x0d \ loan products, I want to invest, online loan, enterprise alliance, my account number, security center, forum. \x0d\\x0d\ financial information \x0d\ introduces the news and new products in the financial field, so that the credit treasure products can keep pace with the times. \x0d\ x0d \ service content of Credit Bao \ x0d \ bank loan, private lending and spare money financing \ x0d \ \ guaranteed financing is the first financial product of Credit Bao. Mainly in the form of online private lending, idle funds are lent to small and medium-sized business owners with loan needs. The loan intention is reached online, and the physical mortgage is offline. The guarantee company guarantees the whole process in full, and the procedures are perfect, formal and legal, with zero risk and stable income. [\x0d\ Features of secured wealth management products of Credit Bao: \x0d\ 1. Safety of funds: the funds are in my account and supervised by me; \x0d\2。 Guaranteed: mortgage first, then loan, and the formal guarantee company guarantees bistable security; \x0d\3。 High income: the annual income can be as high as 18%~25%, and it will be settled monthly. \x0d\4。 Stable income: capital preservation, fixed high income every month; \ x0d \ x0d \ Advantages of credit treasure \x0d\ 1. Loan products are diverse: personal loans, commercial loans, credit loans, mortgage loans, mortgage loans, etc. \x0d\2。 Complete loan institutions: major banks, pawn shops, small loan companies, fund companies, investment companies and guarantee companies; \x0d\3。 Quick loan: the professional team customizes the best scheme, matches it efficiently and completes the loan quickly.