Are the wealth management products of insurance companies reliable?

Because insurance products have legal effect, both the wealth management products of insurance companies and other security products are more reliable. Moreover, the insurance companies in Chinese mainland are more reliable, because the threshold for establishment is relatively high and the CBRC is strict in supervision. For example, the Ruyifu old-age security of Fude Life Insurance (dividend-paying type) and the F (universal type) of Taikang exclusive life annuity insurance are all popular financial products at present. However, it should be noted that some wealth management insurance products have certain income uncertainty. Financial insurance products on the market include dividend insurance and universal insurance. For those who don't know much about these types of insurance, please read this article first:

What's the difference between dividend insurance, universal insurance and increased whole life insurance financial insurance? Which is the most cost-effective?

Like universal insurance products, although there is a minimum guaranteed interest rate, its account value is related to the settlement interest rate, and the settlement interest rate announced by insurance companies may be different every month, so the income of universal insurance is unstable. If a friend wants to invest in universal insurance financing, he must read this article before applying for insurance:

Universal insurance financing, stable and safe income? Universal insurance from the beginning!

In fact, in addition to universal insurance and dividend insurance, other wealth management insurance products on the market, such as annuity insurance and incremental whole life insurance, also belong to wealth management insurance products, and can also be used as one of the means of investment and wealth management. Moreover, compared with dividend insurance, universal insurance and other financial insurance, the income of annuity insurance and increased whole life insurance is more stable. For example, the insurance coverage in whole life insurance will increase year by year, and the income will be stable. Some products also have the right to reduce the insured amount, which can effectively solve the problem of urgent need for money. What kind of person is suitable to buy the incremental whole life insurance? Look at this article:

Who can manage money and ensure growth in whole life insurance? Is it worth starting with?

The answer to this question is so much! I hope it helps!

Hope to adopt!

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