On-the-spot Report of Liupanshui Commercial Bank Development

On May 25th, 2008, Liupanshui City Commercial Bank, which carries the hope of Liupanshui Municipal Party Committee, Municipal Government and Du Liang people, officially opened-becoming the first joint-stock bank in Liupanshui's history, the first city commercial bank in Liupanshui and the third city commercial bank in Guizhou approved by China Banking Regulatory Commission. Liupanshui Commercial Bank was established by Liupanshui Finance Bureau, Panxian Cai Hong Investment Co., Ltd., Shuicheng Hongye Investment Development Co., Ltd. and Liuzhi Special Zone Public Credit Guarantee Co., Ltd. on behalf of the government. Liupanshui City Credit Cooperative, Shuicheng Iron and Steel (Group) Company, Shuicheng Mining (Group) Company, Guizhou Power Generation Company, Liuzhi Industrial and Mining (Group) Company and Hongqi Coal Mine are the sponsors.

After the establishment of Liupanshui City Commercial Bank, it adhered to the business direction of "based on local economy, facing small and medium-sized enterprises and serving urban residents", took local economy as the foundation of survival and development, and strived to provide more powerful financial support for local economic development and social harmony and progress. From urban credit cooperatives to commercial banks, it is a transformation from cocoon to butterfly. After the establishment of Liupanshui City Commercial Bank, it has shown large-scale growth in asset scale, balance of deposits and loans, and realization of profits and taxes, and has become an important financial force in Liupanshui City.

By the end of June 2009, the Bank's total assets reached 4.2/kloc-0.70 billion yuan, an increase of 654.38+43.8 million yuan, or 50.88%. The balance of various deposits was 3.854 billion yuan, an increase of1/kloc-0.08 billion yuan, an increase of 40%; The balance of various loans was 2.553 billion yuan, an increase of 683 million yuan or 36.52%. Create the best level in the same period of the previous years.

Behind the achievements is the result of the continuous accumulation and development of Liupanshui commercial banks in serving the local economy. The reconstruction of Du Liang Avenue, the construction of Baihe Viaduct, the reconstruction and expansion project of the third middle school ... A number of major municipal facilities construction projects, medical and educational projects have made it more dependent on the local economy and become an important financial pillar of urban construction. After the restructuring, Liupanshui City Commercial Bank, in the tide of reform and opening up, has joined hands with small and medium-sized enterprises with great potential to take care of Du Liang citizens and local economy, and made joint efforts with individual economy and private economy through thick and thin. Providing loans for new projects, technological transformation projects, service industries, real estate and other projects of coal enterprises has solved the urgent needs and overcome the bottleneck of development. At present, Liupanshui City Commercial Bank has 14 departments, 12 sub-branches and a business department, providing services such as deposit and loan, bill discount and bank acceptance, and providing a series of consumer credit such as personal automobile consumption loans, personal housing loans, personal business loans, personal housing decoration loans, personal rights pledge loans and corporate automobile loans. It issued "Duliang Card", became a local commercial bank that accompanied urban residents and was closely related to the local economy, and developed a series of "Du Liang Fortune" wealth management products, which provided a new channel for Du Liang people to manage their finances.

The mountains do not refuse tiny earth and stone, and the sea does not refuse a trickle, which merges into vast waves. Liupanshui Commercial Bank adheres to the business philosophy of "customer-centered and market-oriented", pursues the spirit of Excellence and enterprising, stresses basic management, promotes team building, promotes strategic transformation, and actively expands the market and development space. Always attached to the local economy, helping each other in the same boat, with the rapid economic development of Liupanshui City, based on its own location advantages, it has stood firm in the fierce market competition, gained its own survival and development space, and gradually realized from small to large and from weak to strong.

20121011,merged with Zunyi city commercial bank and Anshun city commercial bank to form Guizhou bank co., ltd.