The main sponsors of the online merchant bank are six shareholders, including Alibaba Ant Financial, Shanghai Fosun Industrial Technology Development Co., Ltd., Wanxiang Sannong Group Co., Ltd., Ningbo Jin Run Asset Management Co., Ltd., Hangzhou Doctor He and Jinzi Ham, with a registered capital of 4 billion yuan. Among them, the shareholding ratios of Ant Financial, Shanghai Fosun, Wanxiang and Ningbo Jin Run are 30%, 25%, 18% and 65438% respectively.
In addition to Ma Yun and Peng Lei, CEO of Ant Financial, the shareholders of the online merchant bank include Guo Guangchang, President of Fosun Group, Lu Weiding, President of Wanxiang Group, Shen Guojun, President of Yintai Group (the major shareholder of Ningbo Jin Run), Shi Yuzhu, President of Giant Group and Shi Yanjun, President of Golden Ham.
These are famous people, and their combination can be said to be very strong. Compared with the other four private banks (Shenzhen Qianhai Weizhong Bank, Wenzhou Private Bank, Shanghai Huarui Bank and Tianjin Jincheng Bank), the strength of online merchant banks cannot be ignored. Competition among these private banks gives people more choices, which is a good thing for people.
When we choose banks, especially private banks, we must know in detail who put forward online commercial banks. At present, the deposit income of online commercial banks is quite large, but how long this considerable income can last is a question mark.