1. First of all, for small and micro enterprises, Wenzhou Bank is committed to building a long-term mechanism of "dare to lend, be willing to lend, and be able to lend" to empower and effectively promote micro-finance business with digital technology. In addition, the bank also launched a "warm home loan" to meet the short-term, frequent and urgent requirements of small and micro enterprises.
2. So for loan companies, we must choose formal institutions, because they have a certain scale and credibility and provide comprehensive loan services. For example, Wenzhou Lu Hong Lending and Wenzhou Fatai Lending are well-known lending companies.
3. Finally, for the financial service platform, its core advantages lie in data integration and credit evaluation. With the support of big data, cloud computing, artificial intelligence and other technologies, it integrates "financing docking, credit evaluation, loan assistance services, risk early warning and data analysis".