Every year 15000 yuan is paid continuously for 20 years, and the insurer's commission is about 18000 yuan. Generally in 1 year, the premium can get 20%-35% commission, and some better insurance can get 45% commission. After 1 year, this proportion is decreasing year by year. Generally, only 10%- 15% commission will be paid in the second year. Accordingly, the sentence can generally be 3-6 years.
Second, hello, Ping An Zun Yu, I am 15000 yuan a year, how much commission does the salesman get, and there is still 60 yuan. ...
Insurance company-hide the knife in the smile.
I have read many articles about insurance on the Internet recently. Let me explain the current situation of the insurance industry to you. After careful reading, you will benefit for life.
1, the insurance salesman conservatively estimated that 80% were in the customer. This includes intentional and unintentional. The high elimination rate of insurance company salesmen is extremely irresponsible to customers.
For example, someone later found himself cheated by an insurance salesman and complained to the insurance company. At this point, the salesman has left. At this time, even complaining is "a blind man lighting a candle in vain." Many salesmen stay in insurance companies for only one month, less than 7% in two years and less than 2% in five years.
At present, almost all domestic insurance companies have a unified statement when they make mistakes: "Now the domestic insurance industry is not standardized, and we are still learning" to excuse themselves. We might as well ask: "You are studying, should the client pay the tuition for you?" This robber logic has become an unwritten rule of all insurance companies. This sentence was said ten years ago and remains unchanged today.
2. From the nature of the contract, the insurance contract is a very unfair contract, because the written terms of the contract are unilaterally formulated by the insurance company, and some written terms have multiple interpretations. So once a lawsuit is filed, the customer will suffer. Insurance claims are more troublesome. Insurance companies are not so simple to settle claims, and 80% may go to court. In other words, once you sign an insurance contract with an insurance company, the probability of you going to court with this insurance company is 80%. Unless you give up the claim, the success rate of this 80% is about 15%, because there are many explanations in the written terms of the insurance contract, and the normal claim is 20%. So, if you buy an insurance policy, the probability of settlement is 35%. "
Remember! The so-called "insurance" is used to resist risks, not to manage money, and it is more difficult to make money with insurance. If you want to manage money to make money or resist currency depreciation, you can do funds and government bonds. So dividend insurance is to cheat customers' money in the name of insurance.