From 65438 to 0993, Tu Zhiyun began to work in Fair Isaac (FICO), an American consumer credit risk management company. Fico Credit Bureau Rating is considered as the industry standard of personal credit risk rating in North America, and it is formulated for the three major credit bureaus in the United States (TransUnion, Equifax and Experian).
1999 Tu Zhiyun once worked as a senior marketing scientist in the American database marketing company Digital Impact. The company successfully listed on Nasdaq within two years and was acquired by Acxiom, a leading database company in the United States.
200 1, Tu Zhiyun engaged in personal credit risk management and marketing in China, and served as the first CEO of Interactive Media Group.
In 2003, Tu Zhiyun served as the chief consultant for Greater China in the decision-making products department of Huanlian Credit Information Cross-link Advantage Company, and was fully responsible for the credit rating, decision-making products and consumer credit risk management of commercial banks in Chinese mainland and Hongkong. He led the development of the second generation credit bureau scoring system in Hongkong and the first data-based mortgage and auto loan scoring model in Chinese mainland.
I love card, the first credit card portal in China, was established in 2005, providing credit card and personal credit marketing services for more than 20 financial institutions.
In 20 13, China Internet financial risk management platform-"Credit Information Treasure" was established.