Small and medium safety belt
The full name of Zhongan Small Loan is Chongqing Zhongan Small Loan Co., Ltd., with a registered capital of 300 million yuan. Shareholders are Zhongan Technology and Hong Kong Blackstone. Zhongan Small Loan takes the risk management of consumer credit business as the starting point of product design, adheres to the risk principles of "accurate positioning" and "small amount dispersion", and builds a risk management system covering the whole life cycle of credit. In the process of exploring microfinance, we should strictly abide by the regulatory requirements, build an open, flexible and extensible core system with strong technical and risk control support to meet the massive and high-speed business needs of the Internet.
Zhongan Small Loan is a formal loan platform. First of all, Zhongan Small Loan is a small loan company under Zhongan Insurance, and another major shareholder of Zhongan Small Loan is Tianyi E-commerce Co., Ltd. under China Telecom. The two companies complement each other to provide safe and convenient inclusive finance services for more individual users and small and micro customers. Secondly, the lenders of Zhongan Small Loan are all formal third-party financial institutions and belong to formal licensed institutions. Therefore, the borrower should check the credit information when applying, and will also check the credit information after the deadline.
The main loan products of Zhong 'an Small Loan are: Diandian, instant flower, etc. Here, Xi Cai Jun evaluates the small and immediate expenditure of Zhongan microfinance for everyone.
Basic loan information
Zhongan Diandian can provide you with a pure credit loan of 10000-50000 yuan, with a flexible loan term and repayment within 3- 12 months. Zhongan calculates the loan interest on a daily basis, and the daily interest rate is between 0.025% and 0.08%.
Instant flowers can provide you with a loan of up to 2000 yuan, with a service life of 30 days and a daily interest rate as low as 0.05%. You can apply through the official account of WeChat WeChat "Zhongan Instant Flower". Under normal circumstances, you can basically lend money immediately on the same day.
Application difficulty
Zhongan Diandian and Huadu are relatively easy to apply immediately, and the requirements for borrowers are not very strict.
Zhongan Diandian's application conditions: (1) The age is between 2 1-55 years old; (2) Personal credit information is good; (3) Have certain repayment ability.
Application conditions of Zhongan instant flower dissolving: (1) sesame score above 600; (2) You can provide your true and valid ID card.