Does the calculation of guaranteeing payout ratio include paying interest?
Compensation interest is not included in the calculation of guarantee compensation rate. Guarantee compensation rate is the behavior that the guarantor fails to perform his obligations as agreed in the contract and the guarantor performs his obligations on his behalf. Guarantee payout ratio = cumulative guarantee payment amount this year/cumulative guarantee payment amount this year × 100. Overdue refers to the lender's failure to receive the due principal and interest as agreed in this contract.