P2p peer-to-peer lending platform is a financial service website that combines P2P lending and peer-to-peer lending. P2p lending is the abbreviation of peer to peer lending, and peer means individual. Peer-to-peer lending refers to the process of lending, and information, funds, contracts and procedures are all realized through the Internet. It is a new financial model developed with the development of internet and the rise of private lending, and it is also the development trend of financial services in the future.
P2C(personal to company) is the abbreviation of personal to company, which refers to an operation mode in which individuals borrow money to invest in the business of large companies through the Internet platform. During the operation of the project, the investment interest will be returned every month, and the principal will be returned automatically after the project is completed. It is another innovative model after P2P. Its advantage lies in that it is individuals who borrow money from the media to invest in the business of reputable large companies, while traditional P2P is person-to-person (or small enterprises).
The biggest advantage of online lending is that borrowers who are difficult to be covered by traditional banks can fully enjoy the efficiency and convenience of loans in the virtual world.