Yes, this is actually a concept with the discount of bills of exchange and letters of credit. If there is a lack of funds, we can do so. If we have enough cash, we won't rush to cash it. After all, there will be expenses. It seems that the Bank of China Ningbo Branch is also doing it here. You can call for advice. This may require a lot of information and the credit status of the other company, so you should make preparations early.
Wish you success!