How does the financial industry make money? Everyone knows how to make money through finance, but sometimes they don't know the employees themselves in this field. The essence of the financial industry is resource allocation, so they also make money by resource allocation. There are various income modes of finance companies, such as collecting agency fees and transaction fees, etc. Securities companies absorb deposits and issue loan spreads. , but also through the development of various financial derivatives and self-investment to make profits. Generally speaking, financial companies belong to the service industry, and their profits.
There are two ways for domestic financial institutions to make money.
① On-balance sheet business is the concept of buying the right to use funds at a low price and selling them to others at a high price.
(2) Off-balance-sheet business, similar to taxation. For example, bank charges and sales of securities companies are all increased according to IPO sales.