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1. Is Longjiang Bank's financial management safe?
The wealth management products launched by Longjiang Bank have non-guaranteed floating income. From the security analysis of principal, the higher security of principal is due to investing in financial instruments with higher security. From the security analysis of income, although the income of products is floating, it is usually paid by the reputation of Longjiang Bank according to the expected rate of return, so the security of income is also very high.
2. Is Longjiang Bank a regular bank?
Longjiang Bank is a regular bank. Longjiang Bank is a joint-stock commercial bank approved by China Banking Regulatory Commission on June 27th, 2009. Longjiang Bank was merged and reorganized on the basis of Qiqihar City Commercial Bank, Mudanjiang City Commercial Bank, Daqing City Commercial Bank and qitaihe city City Credit Cooperative. Longjiang Bank takes agricultural industrial finance as its core and provides comprehensive financial services for local economic development.
3. How to check the balance of Longjiang bank card online?
Guide to the specific method of inquiring the balance of Longjiang bank card;
①ATM inquiry: Cardholders can choose ATMs of various banks to inquire the balance of their bank cards.
② Online Banking Inquiry: If the cardholder has enabled the online banking function of his bank card, he can directly log in to personal online banking on the website of Longjiang Bank for balance inquiry.
③ Business outlet inquiry: Cardholders can bring their valid identity documents and bank cards to the local Longjiang Bank business outlets to inquire about the balance.
④ Telephone inquiry: Cardholders can call Longjiang Bank customer service hotline for balance inquiry.
4. Is the wealth management sold in the bank risky?
Yes, there are certain risks in wealth management products. They are not products with guaranteed capital and guaranteed income, and there is the possibility of principal loss. Investors need to bear the losses themselves.
Investors with low risk tolerance can choose products with risk level R2 or below to invest, while investors with high risk tolerance can choose products with risk level R3 or above to invest. Investors can also choose wealth management products from the aspects of expected income and investment period. It should be noted that closed-end financing cannot be withdrawn before it expires, and investors who invest in closed-end financing should make good capital planning.