What if the borrower fails to repay or fails to repay when investing in Yun Xin Huitong?

I also invested in this platform, and I had the same doubts as you before. Later, I learned that once the borrower is overdue, the guarantor will pay the principal and interest within 3 days from the date when the borrower is overdue. At present, there is no overdue situation in Yun Xin Huitong. I also checked the guarantee companies and confirmed that the cooperation between these guarantee companies and Yun Xin Huitong is true.