The basic contents of employee unemployment insurance include: raising, managing and using unemployment insurance funds; The object of enjoying unemployment insurance and the payment standard of relief funds; Organization, management and re-employment of unemployed workers;
(2) Endowment insurance. Endowment insurance is a social insurance system that provides basic living security for employees who have reached retirement age and lost their ability to work after quitting their jobs through legislation in China. It is an important part of the social security system and the focus of the current social security system reform.
Old-age insurance for employees mainly includes living expenses and various subsidies and subsidies to solve the problem of old-age care. In addition, it also strengthens the management services of retired workers to ensure that the elderly workers live a happy life in their later years;
(3) industrial injury insurance. Industrial injury insurance is a social insurance system that refers to employees' disability, temporary or permanent loss of working ability, and obtaining necessary material help from the state and society. Industrial injury insurance also covers occupational diseases.
The treatment of work-related injury insurance mainly includes: medical expenses, medicine expenses, medical expenses, food subsidies and wages for workers with work-related injuries; Wages, medical care, subsidies, nursing fees and other insurance benefits for employees during their work-related disability retirement or job transfer; Treatment, rest and work arrangement for employees suffering from occupational diseases and insurance benefits for work-related disability or death due to ineffective treatment;
(4) medical insurance. Medical insurance refers to a social insurance system in which workers need medical treatment due to illness, injury or childbirth, and the society provides necessary medical services and material help. Medical insurance is an important measure to solve the treatment and life of employees, protect their health and stimulate their enthusiasm for production. Medical insurance system is an important part of social security system.
The medical insurance benefits of employees are mainly the benefits of employees when they are sick, including sick pay, sick relief funds, medical care and so on. In addition, according to the labor insurance regulations, all model workers who have made special contributions to the enterprise and war heroes who have been transferred to work in this enterprise can enjoy superior insurance benefits upon the proposal of the grass-roots trade union Committee and the approval of the provincial and municipal trade union organizations or the National Committee of industrial trade unions;
(5) Maternity insurance for female employees. Maternity insurance is an insurance system that provides necessary material guarantee for female workers who temporarily lose their ability to work due to childbirth. It is also an important part of the social insurance system.
Maternity insurance benefits for female employees are stipulated by some relevant insurance policies and specific implementation rules in some places in enterprises. The specific contents include medical expenses, maternity leave wages and maternity subsidies, birth control and sterilization, etc.
In addition to the above five aspects, social insurance projects for employees also include collective labor insurance undertakings, mainly including workers' sanatoriums, rest homes, sanatoriums and grass-roots sanatoriums, amateur sanatoriums and nutrition canteens in factories and mines. The collective labor insurance enjoyed by employees collectively has played an important role in treating or preventing employees' diseases and enhancing their health.