2. Shareholders of commercial banks should have a good social reputation, good credit records, tax payment records and financial status, and comply with laws, regulations and regulatory requirements. "
3. Shareholders of commercial banks shall use their own funds to buy shares in commercial banks, and ensure that the sources of funds are legal, and shall not use non-own funds such as entrusted funds and creditor's rights funds to buy shares, unless otherwise stipulated by laws and regulations. "
4. Shareholders of commercial banks shall not entrust others or accept others' entrustment to hold the equity of commercial banks. "
5. The number of shares held by the same investor, its related parties and concerted parties as major shareholders in commercial banks shall not exceed 2, or the number of holding commercial banks shall not exceed 65,438+0. "
6. Shareholders of a commercial bank, their related parties and concerted parties individually or collectively hold more than 0/%and less than 5% of the total capital or shares of the commercial bank ("above" includes the number, "below" does not include the number, the same below), and shall report to the CBRC or its dispatched office through the commercial bank within 10 working days after obtaining the corresponding shares. "
7. Rural commercial banks should strictly examine the qualifications of shareholders in accordance with the relevant regulations of the regulatory authorities, clearly inform the bank's equity management policies and shareholders' obligations before joining the shares, and publicize the relevant information and commitments of shareholders holding 65,438+0% or more shares, and accept social supervision.
Generally speaking, the requirement of holding more than 1% will be stricter.
Extended data:
The difference between investment and shareholding:
First of all, the definition is different.
Investment is a broad concept. Simply put, it is to give money or assets to an enterprise in the hope of getting a return in the future. Holding shares refers to buying shares of an enterprise with funds or assets. Then, in theory, investment is not necessarily shares, but it must be invested in shares.
Generally speaking, the purpose of an investment enterprise is to own the shares of the invested enterprise, and then obtain the investment income through the good operation of the enterprise or its excellent performance in the capital market.
Second, the different application of the law.
Partnership enterprises are governed by the Partnership Enterprise Law, and shareholders are governed by the Company Law.
Third, the funds undertaken are different.
The partnership shall bear the capital contribution in accordance with the agreement, and the shares shall bear the capital contribution in proportion to the capital contribution.
Fourth, the rules for joining and withdrawing are different.
A partnership is established by agreement between partners. When a partner quits or a new partner joins, all partners must agree and sign a new agreement. Shareholders of joint-stock enterprises cannot withdraw their shares, but they can transfer their shares to others.
Verbs (short for verb) have different responsibilities.
In a partnership, each partner is jointly and severally liable for all external debts of the partnership. Shareholders (shareholders) only need to bear limited liability.
The difference between partners and shareholders:
The applicable laws and regulations are different, and the difference between partners and shareholders is that partners apply the partnership enterprise law. Shareholders apply the company law.
Partners with different identities are investors of Purdue Partnership and Limited Partnership, that is, unincorporated organizations established on White Industry in accordance with the Partnership Law; Shareholders are limited liability companies and joint stock limited companies established in accordance with the Company Law, that is, investors of independent legal persons (the register of shareholders is kept in the company for industrial and commercial registration).
The general partner can make contributions in different ways, including cash, physical objects, intellectual property rights, land use rights and other property, as well as labor services. Shareholders are not allowed to contribute capital by labor services.
4. The forms of responsibility are different. Because the partnership enterprise does not have the legal person qualification, it has no independent responsibility ability. Therefore, the general partner shall bear unlimited joint and several liability for the debts of the partnership. For a company, whether it is a limited liability company or a joint stock limited company, it has independent legal person qualification and independent enterprise property rights, and it is responsible for the company's debts with all its property. Shareholders only bear limited liability within the scope of capital contribution.