Income Certificate 1 This is to certify that the employee of our company: _ _ _ _ _ _, ID number (passport number): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Hereby certify!
Our unit guarantees that the information provided is true and reliable. This income certificate is only used for employees to apply for loans from your bank.
Proof of income. Bank of Communications Jiang 'an Sub-branch hereby certifies that xx (Mr. and Ms.) is xx( 1. ; 2. Contract workers; 3. Temporary worker), has worked in this unit for 20xx years, and currently holds xx position in this unit. At present, the employee has the highest academic qualification xx and physical condition xx. The employee's average monthly income (after tax) in the past year was RMB xxxx. We promise that the above situation is correct and true. If the above proof is inconsistent with the facts and causes economic losses to your bank, we are willing to bear all responsibilities. This is to certify that.
Official seal of the unit or seal of the personnel department:
Signature of person in charge of personnel department:
20xx xxxx month xxxx day
Income certificate 3 Work certificate 1
This is to certify that Comrade _ _ _ _ _ _ _ _ is currently engaged in _ _ _ _ _ _ _ _
Hereby certify that
Unit name (official seal) seal
Handler:
-
Proof of employee's work and income
________________:
This is to certify that _ _ _ _ _ _ _ _ is an employee of our company and holds the post of _ _ _ _ _ _ _ _ _ _ _. So far, the total income in the past year is about _ _ _ _ _ _ yuan.
This is to certify that.
This certificate is only used to prove the work and salary income of our employees, and it is not used as a guarantee document for employees under any circumstances.
Stamps:
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Income certificate 2
This is to certify that XXX, an employee of our company (XXXX Company), has worked in our company for XX years as the manager (post) of XX department, and his total monthly income is XXXXX.00 yuan, which is the after-tax (or pre-tax) salary.
XXXX company
X year x month x day
format
First, pay attention to the necessary format when issuing the work income certificate.
Second: the work income certificate must be stamped with a "fresh seal", that is, the copy of the income certificate is invalid.
Third: the seal must be the financial seal or the official seal of the unit. And it must be a round stamp.
The standard income proof format is usually as follows:
Work income certificate 3
This is to certify that this comrade is currently engaged in work, with accumulated full years, annual pre-tax salary of, and the work income certificate is "work income certificate".
Hereby certify that
Unit name (official seal) seal
Handler:
Work income certificate 4
This is to certify that _ _ _ _ _ _ _ _ is an employee of our company and holds the post of _ _ _ _ _ _ _ _ _ _ _. So far, the total income in the past year is about _ _ _ _ _ _ yuan.
This is to certify that.
This certificate is only used to prove the work and salary income of our employees, and it is not used as a guarantee document for employees under any circumstances.
Stamps:
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Work income certificate 5
Bank:
This is to certify that Mr. (Ms.) is an employee of our company and has worked in our company for years. The post is, the post is, and the nature of the work is (formal system; Contract system; Temporary system; Other), the topic is, do employees have any disciplinary actions (yes; None).
Its ID number is:
Its average monthly income is RMB (in words).
Signature of the person filling in the form: certifying unit (official seal)
Unit contact telephone number:
Unit business license number:
Unit office address:
This unit promises that employees' income is true.
This income certificate is limited to employees' use of credit cards, and our company does not assume any responsibility for the debts that may be caused by employees' use of credit cards.
Date of filling in the form: year month day.
Work income certificate 6
I have XXX, an employee of our company (XXXXXX company), and my ID number is XXXXXX. I have worked in our company for XX years, as the manager (post) of XX department, with an annual income of XXXXXX yuan.
Hereby certify!
XXXX Company (with official seal)
XXXX year x month x day
Income certificate 4 1. What is the proof of income?
Income proof is a kind of economic income proof that people need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, etc. You will be asked to issue a proof of the economic income of the party concerned.
2. Why should I issue a proof of income?
Income proof can directly reflect the borrower's repayment ability, is an important indicator to measure whether the borrower has repayment ability, and is also one of the means for banks to control credit risk.
3. How to apply for a housing loan to open a proof of income?
Each bank has different requirements for proof of income. Some banks have a unified format, while others have no requirements. You can ask the loan bank in advance, and if there is a unified format, you can ask the bank to give a copy.
4. What misunderstandings should I pay attention to when applying for mortgage * income certificate?
Myth 1: The more proofs you fill in, the better.
When applying for a mortgage, it is not that the more proof of income, the better. The key is to highlight the weight of the income certificate you provide.
When actually issuing the income certificate, you need to fill in some information. Including personal basic information (personal name, ID card information, professional title, salary table, working years, etc. ) and the company's key information (company address, contact number, signature of the person in charge of the unit, official seal of the unit, etc.). In addition, you can attach a copy of the company's commitment to the authenticity, credibility and accuracy of your personal work certificate information.
Myth 2: The higher the income, the better.
The income certificate is generally filled in according to its actual income. Of course, it is not all the so-called "seeking truth from facts". At this time, the applicant needs to grasp a certain degree and analyze the specific problems.
In general, applicants need to consider their own work situation and the economic situation of their workplace. For example, sales and finance employees in first-tier cities can write a certificate of slightly higher income and can afford monthly repayment in the future. Of course, the premise is that it must conform to its own bank flow. In addition, it should be consistent with the size and economic situation of your company, at least not too much deviation, and the bank's loan review is also strict.
Myth 3: The income must be more than twice the monthly payment.
Sometimes, buyers will find that their income certificate has been issued, but it is less than twice the monthly payment. Does this mean that they can't get a home loan? Actually I have three solutions for your reference.
First, increase the down payment ratio, reduce the loan amount and extend the loan term as much as possible, but the economic pressure of paying the down payment in advance will be greater; Second, appropriately increase the income filled in the income certificate, but be careful not to exaggerate blindly, otherwise the monthly repayment amount will increase accordingly in the future, which will affect the quality of life in the future; Third, we can increase the number of * * * borrowers, and write two names on the house purchase contract, with the buyers as the main lenders and the * * * borrowers as the sub-lenders, thus increasing the total income and further increasing the bank loan amount.
Myth 4: You can't borrow money to buy a house without proof of income of the unit.
Although most people can get the income certificate issued by the company, private entrepreneurs, freelancers and other groups can't issue the income certificate of the unit, so they can't buy a house? Of course not.
If private owners can't issue income certificates, they need to provide the bank's business license, tax registration certificate, tax payment certificate (different regions have different requirements for continuous tax payment) or bank deposit slips for the last six months. If you are a freelancer, it is best to provide a bank deposit slip or personal income tax payment certificate for nearly 6 months.
Proof of income 5 proof of provident fund income
This is to certify that Comrade is a regular employee of this unit. Total monthly income
Yuan, the monthly deposit base of the provident fund is yuan, and the deposit ratio is%. His personal provident fund account number is, my own provident fund account number is, and the total monthly provident fund deposit is RMB.
Unit address:
Unit phone number:
Unit (official seal)
Date, year and month
Income Proof 6 This is to certify that the ID number is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
He is an employee of our company. Since _ _ _ _ _ _ _ _ _ _ years, the total monthly income is _ _ _ _ _ _ _ _ yuan, and the salary is.
Hereby certify!
Official seal of unit
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Income Certificate 7 This is to certify that I have worked in our company since September X, 20 14, and my annual income is about RMB100000 yuan.
Hereby certify that
Signature of the leader:
Address: No.2, XXXXXX North Road
Tel: 865 16-00000000
XX (official seal)
20xx May 18
Income Certificate 8 This is to certify that (Mr./Ms. □) has the name and number of the certificate, is an employee of this unit, has worked in this unit for many years continuously, and now holds the post of this unit. At present, the highest education of employees is that the average monthly income of employees after tax in the past year is RMB.
Our company promises that the information provided above is true and the income certificate issued is legal and valid. If the above information is inconsistent with the facts and causes economic losses to your bank, we are willing to bear corresponding legal responsibilities.
Unit address:
Contact person:
Contact telephone number:
Official seal of unit or seal of authorized department:
Signature of the person in charge of the unit or department:
date month year
Income Certificate 9 This is to certify that Comrade _ _ _ _ _ _ _ _ is currently engaged in _ _ _ _ _ _ _ _ _.
Hereby certify that
Unit name (official seal) seal
Handler:
-
Income Certificate 10 This is to certify that _ _ _ _ _ _ _ _ _ (Mr. or Ms.) is an employee of our company and has worked in our company for _ _ _ _ _ _ _ _ _ _ _ _ _.
This is to certify that our unit is responsible for the authenticity of the certificate.
Address of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Company Tel: _ _ _ _ _ _ _ _ _ _ Company Contact: _ _ _ _ _ _ _ _
Seal of unit:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Proof of income 1 1 Housing Provident Fund Management Center:
Existing comrades, ID number: working in our unit, for (cadres, managers, workers, workers), with an average monthly income of RMB (in words): RMB 10,100 Yuan only (in figures). This unit guarantees that the income of this comrade during his work in this unit is consistent with the facts. If the situation is inconsistent with the facts, this unit is willing to bear all legal responsibilities arising therefrom.
Name of unit (seal):
Mailing address:
Contact person:
Telephone:
Date, year and month
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Income certificate: 12 This is to certify that _ _ is a regular employee of our company, with ID number (_ _ _ _ _), and has worked in our company _ _ _ _ (post), with working experience of _ _ _ years and annual income of _ _ _ million yuan.
Hereby certify!
Unit signature
Family year month day
Income Certificate 13 This is to certify that _ _ _ _ ID number (_ _ _) is an employee of our company and has worked in our company _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. This is to certify that.
Note: full name of company: company
Telephone switchboard:
Address:
Company seal:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Income certificate 14 is xx, gender xx, ID number (military officer's card, passport) xx, and she has worked in our company since xx, xx, and signed a labor contract with our company for a term of xx years. At present, I hold the post of xx in xx department, and my monthly salary and after-tax salary income are RMB (Chinese) xx yuan.
xxx
Xx，xx，XX，XX
Income Certificate 15 Dear school leaders and teachers,
My name is Sun Geng, and my native place is Yinchuan, Ningxia. I am a student in the 0* class of economic and trade marketing in our college (technical secondary school). In more than half a year, I gradually completed the transition from middle school students to junior college students. During the half-year study in this department, counselors and teachers have given us great care and given me a platform for continuous display. But with the study and deepening of this professional system, I feel unprecedented pressure, from ideals and reality, and more. I admit that marketing is a sunrise major, and the employment rate is also at a high level in our hospital. For various reasons, I now propose to the school to change from the 0* class of economic and trade marketing in our college (technical secondary school) to the 0* class of hotel management in the department of tourism management (technical secondary school), so I take the liberty to apply to the teacher, hoping to transfer to the 0* class of hotel management in the department of tourism management, so that students can reverse my deviated course more smoothly and meet with the best attitude. I promise to study hard in the future. Abide by the school rules and regulations.
with cap in hand
Applicant: Sun Geng