I. Registration conditions
1. The main investor of a commercial factoring enterprise shall be an enterprise legal person or other social and economic organization, and its total assets shall not be less than 50 million yuan in the first 0 years of application;
2. Investors of commercial factoring enterprises should have the corresponding asset scale and financial strength to carry out factoring business, have a sound corporate governance structure and a sound risk internal control system, and have no record of violations in the past three years;
3. When applying for establishment, the commercial factoring enterprise should have two or more senior managers with more than three years of management experience in the financial field and no bad credit record;
4. Commercial factoring enterprises shall be established in the form of limited liability companies. The registered capital is all monetary capital, and the source is true and legal;
5. Commercial factoring enterprises shall not operate in mixed operation in principle. The operating period is generally not more than 30 years.
Two. Information required for registration
1, application;
2. Feasibility study report signed by all investors;
3. Articles of association;
4. Shareholder's business license (photocopy), credit certificate and legal representative's identity certificate (photocopy);
5, involving state-owned assets investment, provide confirmation documents of state-owned assets management department;
6, issued by the administrative department for Industry and commerce enterprise name pre-approval notice (copy);
7. Letter of commitment from shareholders;
8. Risk control systems such as risk assessment and monitoring;
9. Certification materials of investors engaged in commercial factoring business or related industries;
10. Table of senior managers of commercial factoring enterprises, identity certificates, education certificates, qualification certificates and experience certificates in the financial field of senior managers (including work certificates issued by the original employer or labor contracts signed with them, etc.). );
1 1. The audit report of each investor in the latest year audited by an accounting firm;
12, site use certificate or lease agreement, house property right certificate (photocopy, land certificate, construction land planning permit, environmental protection project acceptance notice, planning acceptance opinion, fire control acceptance opinion of construction project, and public security house number certificate can be provided instead of the real estate license);
13, power of attorney (document signed by non-legal representative);
14, other documents required by the examination and approval department.