How to handle housing provident fund loans

Pan Feng personally handled the housing provident fund loan entrusted by the Beijing Housing Fund Management Center system, mainly through the procedures of applying to the centralized housing fund management center or sub-center, preparing materials, preliminary examination of the housing fund management center, bank investigation, signing loan-related contracts, and handling loan procedures. If you feel that the procedures are cumbersome, you can find an agency to do it, and the agency will charge a certain agency fee. In this way, in addition to preparing materials, signing contracts, and purchasing life insurance with mortgage and insurance protection, other procedures are generally handled by the agency. Because the general agency can provide on-site service and be familiar with the loan policies, processes and institutions, most loan procedures do not require customers to run by themselves, so as to avoid customers taking detours because they are not familiar with the policies. In fact, property buyers generally only borrow once, and there is no need to be proficient in loan policies and become loan experts. Therefore, the loan agent is in line with the development direction of housing provident fund loans, and many foreign buyers' loans are also entrusted to law firms and other institutions. Beijing Housing Provident Fund Management Center takes an encouraging and standardized attitude towards agency companies, and will take measures or stop its agency provident fund loans for non-standardized or malicious agency companies. For the batch loans of employees, they can be coordinated with the housing provident fund management center, which will be organized by the unit in a unified way, and the housing provident fund management center will give some cooperation.