What are the procedures for the transfer of creditor's rights of financial companies?

The conditions for the transfer of creditor's rights of financial companies include: 1, and the creditor's rights are real; 2. The creditor's rights belong to the finance company; 3. According to the law, the agreement of the parties or the nature of the creditor's right, the creditor's right may not be transferred; 4. The debtor needs to be notified in time for the transfer of creditor's rights.

legal ground

Article 545 of the Civil Code of People's Republic of China (PRC) * * * Creditors may assign all or part of their creditor's rights to a third party, except in one of the following circumstances: (1) According to the nature of the creditor's rights, they may not assign them; (two) according to the agreement of the parties shall not be transferred; (3) It shall not be transferred according to law. If the parties agree that the non-monetary creditor's rights cannot be transferred, they may not confront a bona fide third party. If the parties agree that the creditor's rights are not transferable, they may not oppose a third party. Article 546 Assignment of Creditor's Rights Without notifying the debtor, the assignment shall not have effect on the debtor. The notice of assignment of creditor's rights shall not be revoked, except with the consent of the transferee.