1, product risk control:
It is very important to see whether the platform of P2P wealth management products is standardized, whether there is a set of perfect risk management technology, whether there is mortgage, whether there is a strict credit review process, whether there is a mature risk control team, whether there is repayment risk, whether every creditor's right is very transparent, and whether bills and creditor's rights lists will be mailed to customers at a fixed time every month. These are all very important issues, and customers must understand them clearly when making choices.
2. Platform advantages of the selected products:
The larger the general platform, the stricter the risk management and control. Because of the large platform, every creditor's right will be transferred to the borrower after strict examination. In addition, the strength and scale of a company is also a very important indicator to measure whether a company is standardized. There is also the registered capital of the company, and the size of the national sales department is also a very important indicator.
3. Normality of the contract:
When ordering products, be sure to read every item in the contract carefully and find out the specific meaning of each word. Don't sign the contract hastily, you know nothing about the rules and regulations. If there are risks in the future, it will be too late to regret.