Buy insurance through the bank, that is, the bancassurance channel. The products of bancassurance channel usually have no individual insurance channel, that is, the insurance agent channel is good. At the same time, because the main business of the bank is not insurance, those people in bancassurance channel are not necessarily comparable to the salesmen of insurance companies in terms of insurance professionalism. At the same time, because it is not specialized in insurance business, the later services often can't keep up. I have met many such customers. No one can follow up the service after buying insurance in the bank, and no one can help me with all kinds of procedures. No one reminded me that I had to pay the premium again.
The professionalism of insurance agents will be slightly better. After all, he specializes in such industries as insurance. If a person who sells insurance for a living is not professional enough, he can't gain the trust of customers. A professional agent is very important for customers, and a professional agent can explain the responsibilities of the policy to customers and make a reasonable protection plan. Of course, the products of the insurance agent channel are also very good. ?
At the same time, we will do a good job in all aspects of services. A truly excellent agent will communicate with customers reasonably every year, constantly pay attention to the growth of customers and accompany them to grow together. ?
Therefore, personally, I have always believed that buying insurance is not just a matter of choosing products. Insurance is a long-term service that needs a professional to follow. Many people say that insurance service is not important, and warm service is indispensable at any time.
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