What materials does the company need to open a bank account?

Basic information required for opening a bank account:

1, business license of enterprise as a legal person;

2. Organization code certificate;

3. Tax registration certificate;

4. Legal person ID card and agent ID card;

5. Power of attorney, official seal of the unit, private seal of the legal representative, etc. , company account:

The so-called "company account" means the company bank settlement account, including basic deposit account, general deposit account, temporary deposit account and special deposit account. In line with the relevant provisions of the Measures for the Administration of RMB Bank Settlement Accounts, settlement accounts can also be opened in different places.

In company accounts, only basic account can withdraw cash, but other accounts can transfer money and remit money. Regular units will have enterprise accounts, which can facilitate unit settlement and is also an important factor to ensure the normal circulation of enterprise funds. It is precisely because public accounts can avoid the transfer and misappropriation of funds that the efficiency and effectiveness of the use of funds can be improved. According to bank regulations, an enterprise can only open one basic deposit account, but it can open multiple general deposit accounts. It should be noted that enterprises cannot lease or lend bank settlement accounts, nor can they use bank settlement accounts to seek benefits. They must use bank settlement accounts according to regulations.

In addition to corporate settlement accounts, there are also personal bank settlement accounts, and depositors can open them in the name of natural persons with personal identity documents.

Reasons for the difficulty in opening an account in an enterprise bank:

1. You must provide proof of Honglian lease when opening an account;

The office address is a must for a registered company, and even the business license will be printed on it. You can imagine the importance of choosing an office address. This red book lease certificate can be used to prove whether the company has a real office space.

The bank should send someone to check the company address in person. In order to prove whether the company's office space is real, in addition to the red lease certificate, the bank will also have special people to look at the scene.

Legal basis:

Company Law of the People's Republic of China

Article 25 The articles of association of a limited liability company shall specify the following items:

(1) Name and domicile of the company;

(2) The business scope of the company;

(3) The registered capital of the company.

(4) Names of shareholders.

(5) The mode, amount and time of contribution by shareholders.

(6) The organizational structure of the company, its methods of formation, powers and rules of procedure;

(7) The legal representative of the company;

(eight) other matters that need to be stipulated by the shareholders' meeting.

Shareholders shall sign and seal the articles of association.