breakdown
. A bank credit is a P2P company, and it is not well-known as a lending company. As of June 9, 2022, I learned from the company official website that the company is not an intermediary, but a direct loan company.
Second, I want to join a p2p credit company. What can I join? Please recommend it. ...
Let me give you an overview of p2p first.
What are the risks of 1 and P2p? It doesn't come from risk control, because most p2p companies have principal guarantee, and when it is overdue, p2p companies will repay the principal. So the biggest risk is that p2p companies run away.
2. Ways to avoid this risk. The CBRC suggests that the flow of funds of p2p companies should be managed by regular third-party custody companies. That is, when funds flow between investors and borrowers, they are only in the "sandbox" of the custody company without going through p2p companies. P2p companies can't get the money, so they can't run away.
3. How to tell whether p2p is supervised by a third party? If the p2p company has hosting, registered users will be prompted to open a third-party hosting account. 4. Regular custody companies include Alipay, Tenpay and Sina. I am now bidding in Guo Hui Finance. You can try.
3. What are the 3.p2p online lending platforms?
Lufax, Hongling Venture Capital, Paipai Loan, Renren Loan, Qiandai.com, Youyou.com, Pleasant Loan, Co-production Online, Xin Kai Loan, and Everyone Gather Wealth. Lufax Ping An Group's p2p platform, lufax, is the leader of online lending platform and well-deserved first place. It can rank in the top three in terms of the number of investors, transaction volume and background, so it is recommended that conservative investors who are afraid of risks choose this old platform. Hongling Venture Capital talks about the p2p platform Hongling Venture Capital, which is the real starting point of many people's online loans. We learned about online lending from Hongling, where we are experienced. Finally, we waved goodbye to it. Hongling, together with sending away a group of new online lenders, continues to develop itself. In addition to popularity, interest is becoming more and more rational and secure. At present, the truly pure p2p platform in Shenzhen, except Hongling, is too difficult to grab. As the platform with the highest reputation, the earliest establishment time, the largest transaction volume, the most media reports, the best user experience, the strongest innovation ability and the best reputation among all online lending platforms, it can be described as the apple of the online lending industry! Although many people try to stop the pace of loan auction on the grounds of small overdue rate, they are doomed to fail! It is not only as simple as donating money, but also as simple as borrowing money. Strong risk control, you can borrow money with just one phone call! Recently, the loan auction has continued to accelerate and gradually entered the rhythm of conquering the world! Renren loan, a rising star of online lending, can be deeply publicized in the network. No matter which platform you search in the search engine, the website of Renren Loan will be displayed. The high interest rate of personal loan with annualized rate of 12% will be presented in seconds, and the financial plan needs to be queued for appointment. The popularity is incredible, and the ultra-low overdue rate and perfect prepayment standard make you completely worry about security issues and overdue. Qiandai.com, a small and beautiful old platform in Shenzhen, participated in the first Council of Guangdong Financial Information Service Association and was elected as the governing unit of the association. Qianhai Equity Exchange Center was officially listed, and won the "Huazun Award-the most valuable innovation award of online lending platform in China" and "Huazun Award-the top ten influential brands of online lending platform in China", becoming one of the first enterprises awarded by Guangdong Internet Finance Association. With low investment threshold and high annualized income, it is really a good platform worth recommending. Favorable network favorable network, a number of well-known domestic and foreign venture capital shares, the strength can not be underestimated. Youyi.com's professional customer service level is definitely one of the best in the industry. The favorable network attaches great importance to the protection of investors, and they adopt the form of double guarantee and website inferior reserve to ensure the safety of investors' funds. Double guarantee means that investors need to guarantee loans from small loan companies, and small loan companies also need guarantee companies to guarantee small loan companies when they bid for favorable networks. In other words, the business model of Wang Youyi is a tripartite lending model of "lender-small loan company-platform". Higher security! Pleasant Loan Pleasant Loan, the first offline p2p company in China, and CreditEase's Pleasant Loan went online, as if it had returned to the starting line, with a low level of development without publicity or affectation. Relying entirely on the rhythm of strength, the function of creditor's rights transfer is perfect and the transfer efficiency is high. The cash was received on the same day, and the service was speechless. The professionalism of telephone customer service is comparable to that of bank credit card customer service. Can pleasant loan unify the rivers and lakes like CreditEase? Co-production online Co-production online, this platform is rarely publicized and mentioned by other friends, but its transaction volume has long occupied the top three of all online loans like "fraudulent loans", and it is called lufax in the low-interest platform! Co-production online basically ignores all third parties, is superior and transcendent. After all, the transaction volume is there, which makes those scum platforms that pull people around and advertise indiscriminately "out of reach". Xin Kai Loan is an Internet investment and financing platform jointly built by CDB Finance (a wholly-owned subsidiary of China Development Bank) and Jiangsu Jinnong Company. Its main business platform is to serve small and medium-sized enterprises, and the interest rate generally does not exceed 65,438+00%. Although there is a banking background, but the interest rate is low, it is recommended that conservative investors choose. Everyone gathers wealth, everyone gathers wealth, takes the lead in promoting the P2P3.0 model, and develops partners in many dimensions. By cooperating with the local third-party institutions that are most familiar with the borrower's credit ability, the risks inherent in the 1.0 and 2.0 models will be passed on, and the platform will export professional resources such as funds and international risk control system for the third-party institutions.
4. What companies are doing private lending to join now? I want to do this work, but I don't know how to start. Some people know this industry. Please help.
Private lending is very popular now, especially this year, and there are also many alliance companies. Although private lending makes a lot of money, it is also risky, so it is good to join a private lending company with many years of operating experience. There is no need to blindly search for such companies and learn more about comparison. It is still necessary to make a field trip to see if the company is operating normally and is familiar with this piece. His credit was checked, and his family has been doing business locally for nearly 9 years. I went to see his family's training courses and operation manuals, and felt that they were really good at business operation flow and risk control. Recently, they also cooperated with Yantai municipal government to run a financial supermarket, which is quite strong. The landlord can go to their company to find out if he has time.