Where can a company get a loan in Shaoguan, Guangdong?
1, offline loan
That is, go to a regular local loan company in Shaoguan and a bank outlet with branches in Shaoguan that can provide corporate loans for business. This kind of loan channel can intuitively understand the requirements of loan companies to enterprises through price comparison, and can find different loan institutions to compare requirements, thresholds, interest and other aspects, which is more suitable for finding loans that best match the qualifications of enterprises.
2. Online loans
There are many online lending platforms and banks that handle loans online, which have the advantages of simple application, quick approval and quick receipt, and are more suitable for enterprises that urgently need capital turnover. Among many products, the micro-loan of Weizhong Bank is the most popular one.
Microfinance is a formal banking product, which is mainly aimed at the tax payment of enterprises. It is only open to enterprises that pay taxes in good faith, requiring enterprises to operate for two years and have more than two years of operating data. The tax grade is A/B/C/M, and the value-added tax paid in any year of the last two years is not zero. There are no overdue taxes in the last six months.
I would like to remind you that many corporate loans require the establishment time and operating life of the enterprise, at least 1 year, so many start-ups may not meet the requirements, but people also need capital turnover. In this case, business owners can apply for loans in their personal capacity, such as 360 IOUs and good-term loans. The maximum loan amount is 200,000, which is enough for the turnover of small enterprises.